Tow Truck Insurance Grand Prairie Tx

Tow Truck Insurance Grand Prairie Tx – Great Coverage & Service From A Name You Can Trust!

At Pathway Insurance, we know we can find you excellent rates and coverage on Tow Truck Insurance in Grand Prairie Tx and the surrounding areas. But in addition to great prices and coverage, Pathway also provides top-notch customer service.

It’s hard to find good customer service today but you can count on excellent customer service from Pathway Insurance.

To speak with a licensed agent call us toll free at 800-998-0662.

We are open Mon – Fri from 9:00 AM to 5:30 PM to complete new quotes, answer questions, accept payments, service policies, and much more.

If you reach us after hours or on the weekend click one of the links below to fill out our online quote submission form for free quotes 24/7:

Tow Truck Insurance Texas – Claims Scenario Part Six.

Tow Truck Insurance Grand Prairie TxWe return now to the latest misfortune to befall Billy Sandwichshort.

Recall that in our previous segment Billy had to resort to storing his customers’ vehicles on his property – often overnight – because he sometimes has more business than he can handle in a single day.

One night a group of miscreants hopped the fence surrounding Billy’s property and vandalized the parked cars that were awaiting repairs.

Billy’s only recourse was to file an insurance claim for the damage.

About fourteen days later, Billy immediately recognizes the response letter from his insurance company (he has become quite used to them).

The letter informs him that the damage has been estimated at 6,400 dollars, and that the insurance company will not be reimbursing any of it.

Billy’s heart has become so cold and jaded from disappointment that he doesn’t know what to feel anymore. Still, he reads on.

The insurance company’s letter goes on to inform him that in order for his customers’ property to be covered while under Billy’s care he would need to purchase a type of coverage called Storage Location Insurance*.

Texas Storage Location Insurance is highly recommended for any business who stores its customers’ property on location for any period of time.

If Billy had read his own coverage carefully he may have understood that it did not extend to others’ property.

*Outside of Texas and Virginia, Storage Location Insurance is called Garagekeepers Insurance.

Tow Truck Insurance Grand Prairie Tx – Don’t Stay In The Dark On Your Insurance!

Don’t be like Billy. Call Pathway Insurance now at 800-998-0662 for Grand Prairie Tx Tow Truck Insurance, Grand Prairie Tx Storage Location Insurance, and for answers to tough insurance questions.

We also offer Texas Tow Truck Insurance in the following cities:

Tow Truck Insurance Amarillo Tx

Tow Truck Insurance Amarillo Tx – Why Should You Choose An Independent Agency?

Tow Truck Insurance Amarillo TxThe reason shopping for Amarillo Tx Tow Truck Insurance via an independent insurance agency like Pathway Insurance is the smart way to shop for Commercial Truck Insurance is because independent agencies like ours have the ability to shop the market for the best prices and coverage being offered at any given time.

That is a significant benefit to you because it not only saves you time, it saves you money.

So why not call Pathway Insurance today to discover the rates that are available for your Towing Business?

Our toll-free contact number is 800-998-0662. Licensed agents will be happy to assist you by phone Monday through Friday between the hours of 9:00 AM and 5:30 PM.

If calling us by phone isn’t your preferred method of contact, please feel free to click any of the following links to be taken to our quotes page where you can fill out your information for Texas Tow Truck Insurance quotes:

Tow Truck Insurance Texas – Claims Scenario Part Six.

Last time, Billy had just received notice from his insurance company about his latest insurance claims.

His commercial auto insurance covered the damage to his own tow truck but because he did not purchase optional Garagekeepers Insurance* the damage to his customer’s vehicle was not covered.

After sorting out the financials with his understandably perturbed customer, Billy gets back to work.

Despite his recent setbacks, business has really been picking up lately. In fact, Billy starts to become so backlogged that he has taken to storing as many as four or five vehicles at a time on his property while he’s working on other cars.

One evening, while Billy is asleep, a group of hooligans jump the fence around Billy’s property and discover the parked vehicles.

Just for fun they smash all the cars’ headlights and taillights and then run away before Billy has a chance to spot them.

Once again, Billy files an insurance claim for the damage to his customers’ vehicles that have been vandalized.

Will Billy finally catch a break this time, or has he skipped out on important coverage once again?

Find out in our next article.

*Outside of Texas and Virginia, Garagekeepers Insurance is called On-Hook Coverage.

Tow Truck Insurance Amarillo Tx – We Look Forward To Speaking With You Soon.

Call us today at 800-998-0662 for some of the best coverage options on Amarillo Tx Tow Truck Insurance.

We also offer Texas Tow Truck Insurance in the following cities:

Tow Truck Insurance Irving Tx

Tow Truck Insurance Irving Tx – We Are The Destination for Texas Truck Insurance.

Pathway Insurance is the Texas Truck Insurance destination for business owners looking for Tow Truck Insurance in Irving Tx, the nearby areas, and throughout Texas.

To inquire about Irving Texas Tow Truck Insurance call us today at 800-998-0662.

Additionally, our free online quote submission system is available any time when you click on Irving Texas Tow Truck Insurance

or any of the following links:

At Pathway, we think it’s important that our customers have a solid understanding of their insurance policies.

Knowing what is and is not covered by your Texas Commercial Auto Insurance policy, for example, can mean the difference between a minor inconvenience and a catastrophic financial loss!

To help illustrate this point, we sometimes use fictional insurance scenarios. The following is a continuation of our series observing the insurance pitfalls of Billy Sandwichshort.

Tow Truck Insurance Texas – Claims Scenario Part Five.

Tow Truck Insurance Irving TxIn our previous article, Billy seemed to learn his lesson and purchase the proper commercial policy to cover his tow truck.

It was not long before he found himself in another accident, however, so his coverage is about to be put to the test.

Billy files two insurance claims: one for damage to his tow truck, and another for damage to his customer’s vehicle that he was towing at the time of the crash.

A couple weeks later the insurance company replies. They inform Billy that the substantial damage to his truck will be covered in full by Billy’s commercial auto policy.

Billy is so overjoyed that he almost forgets to read the second half of the letter. He calms down and reads on.

To Billy’s great disappointment, the insurance company also informs him that the considerable damage to the car belonging to his customer will not be covered under Billy’s insurance policy.

How can this be? Billy has the right policy this time!

Remember from last week’s article how Billy’s agent recommended some additional coverage options for Billy’s situation? One of those options is called Garagekeepers Insurance*.

Garagekeepers Insurance specifically protects damage to non-owned vehicles while being towed by a covered auto. Without it, damage to the vehicle being towed is not covered.

And that means Billy is once again stuck with a big bill and one angry customer.

*Outside of Texas and Virginia, Garagekeepers Insurance is called On-Hook Coverage.

Tow Truck Insurance Irving Tx – Have a Question? Call and Ask!

Feel free to call Pathway Insurance any time at 800-998-0662, or click on Tow Truck Insurance in Irving Texas to request free quotes any time.

We also provide Texas Tow Truck Insurance in the following locations:

Tow Truck Insurance Garland Tx

Tow Truck Insurance Garland Tx – Find Great Rates and Service!

Tow Truck Insurance Garland TxAre you the owner of a towing service, repair garage, or dealership? Are you on the hunt for better rates or more comprehensive coverage for your tow trucks, regardless of whether you are a fledgling business or a company with years of experience?

If you answered “yes” to those questions then you have come to the right place.

Pathway Insurance offers a wide variety of coverage options with affordable rates for Garland Tx Tow Truck Insurance, as well as Insurance for Tow Trucks throughout the state of Texas.

You can reach us by phone by calling 800-998-0662 any time Monday through Friday between the hours of 9:00 AM and 5:30 PM.

Our insurance agents would be delighted to assist you with insurance questions, clarifications, and quotes.

Alternatively, feel free to use our simple online quote form to request free quotes any time day or night by clicking on Garland Texas Tow Truck Insurance.

Tow Truck Insurance Texas – Claims Scenario Part Four.

If you’ve been following our multi-part insurance scenario series starring Billy Sandwichshort then you know that Billy has made a few big mistakes with his business insurance choices that have cost him dearly.

In last week’s article Billy’s insurance company denied his insurance claim because Billy had purchased a personal auto insurance policy in lieu of a proper commercial auto insurance policy for his tow truck.

As a result, Billy is now left to foot the bill for his own tow truck and sort out the repair costs of his customer’s vehicle.

The Sandwichshorts are no quitters, however. Undaunted, Billy resolves to learn his lesson and get things right next time. He stomachs the bill for the damage to his truck, works things out with the customer who owns the battered car, and begins again.

Billy calls up his agent and makes a point to purchase a commercial auto insurance policy for his truck this time around. He’s a little surprised by the price.

The agent suggests a number of optional coverage types that, in his opinion, would be a good idea to have for a business such as Billy’s, but Billy declines; he doesn’t have as much room in his budget as he thought, so he figures he can live with a no-frills policy.

Several months later, it’s déjà vu all over again. While on a routine towing trip, Billy winds up in an accident that leaves his tow truck and another customer’s vehicle badly damaged.

Though frustrated, Billy isn’t too bothered. After all, he purchased a commercial auto policy this time. He’s covered, right?

Find out in our next article.

Tow Truck Insurance Garland Tx – Call or Click Today!

Give Pathway Insurance a call today at 800-998-0662 for great options on Garland Tx Tow Truck Insurance, and remember that you can click on Tow Truck Insurance in Garland Texas any time to submit your information online.

We offer Texas Tow Truck Insurance in the following areas, as well:

  • Tow Truck Insurance Georgetown Texas
  • Cedar Park Texas Tow Truck Insurance
  • Tow Truck Insurance Pharr Texas
  • Mission Texas Tow Truck Insurance

Tow Truck Insurance Lubbock Tx

Tow Truck Insurance Lubbock Tx – Call Now!

Tow Truck Insurance Lubbock TxIf superior rates and service on Tow Truck Insurance in Lubbock Tx are what you seek, then you’ve found the right place!

Pathway Insurance is the solution for all your needs for Tow Truck Insurance in Lubbock Texas and the surrounding areas.

No matter if you are looking for Commercial Truck Insurance, Garage Keepers Legal Liability Insurance, Texas Storage Location Insurance, or have general questions about whether or not you need a certain type of insurance, we are here to help.

Pathway Insurance offers insurance options from top companies for Tow Truck Insurance in Lubbock, Fort Worth, San Antonio, Dallas, Austin, Houston, and all over the State of Texas.

Give us a call today toll free by dialing 800-998-0662 to speak with one of our experienced insurance agents.

Also, you can also submit your information online by clicking on Lubbock Texas Tow Truck Insurance 24 hours a day, 7 days a week.

As an agency we like to inform clients about bad decisions they could make when purchasing insurance. In a continuation of a claims scenario, we will learn about a BIG MISTAKE a gentleman by the name of Billy Sandwichshort made when he bought insurance for his tow truck.

Tow Truck Insurance Texas – Claims Scenario Part Three.

In our last post Billy Sandwichshort purchased insurance for his Ford pickup truck and began using it to provide a towing service for his car repair customers.

We witnessed as he narrowly avoided running over an armadillo crossing the road, only to instead cause major damage to a customer’s vehicle and his own truck.

Billy files a claim through the insurance company that recently provided him with a policy for his truck.

In the meantime he gets to work fixing the car and does his best to explain to the customer what happened.

A couple weeks later, Billy receives a letter from the insurance company. To Billy’s immense surprise, both claims have been denied.

You may recall that Billy did not inform his new agent that he intended to use his pickup truck to tow vehicles for his repair business. Had the agent known, he would have informed Billy that he needed a business auto policy.

Normally the agent would have caught this sort of thing when he ran the vehicle’s VIN, but because it is a typical pickup truck retrofitted to tow small cars the VIN did not tip him off to the usage of his truck.

The letter says that a personal auto insurance policy contains the following exclusion of coverage:

Coverage is excluded if the insured vehicle is: Used in the business of selling, repairing, servicing, storing, or parking vehicles.

Unfortunately that is exactly what Billy was doing and his insurance company rightly refused to provide coverage under the personal automobile insurance policy Billy mistakenly bought.

But what about the customer’s vehicle Billy was towing? Let’s say Billy had in fact purchased a commercial auto policy; would the damage to the customer’s car be covered then?

We’ll answer that question in our next article.

Tow Truck Insurance Lubbock Tx – Call or Click Right Now!

Call Pathway Insurance today toll free at 800-998-0662 and talk to one of our experienced insurance agents.

You can also click on Tow Truck Insurance in Lubbock Texas to submit your information to us online twenty four hours a day, seven days a week.

Texas Tow Truck Insurance is also available in the following areas:

Tow Truck Insurance Arlington Tx

Tow Truck Insurance Arlington Tx – Super Low Rates – Call Now!

Tow Truck Insurance Arlington TxIf competitive rates on Tow Truck Insurance in Arlington and the nearby areas are what you seek you have come to the right place!

Give us a call at 800-998-0662 MondayFriday 9:00 AM to 5:30 PM to talk to one of our courteous agents today.

Alternatively, you can send us your information online 24/7 by clicking on Arlington Texas Tow Truck Insurance.

At Pathway Insurance we offer competitive rates on Tow Truck Insurance in Arlington, San Antonio, Dallas, Austin, Houston, and all over the State of Texas.

Tow Truck Insurance Arlington Texas – Know Your Coverage Part 4.

In our last three articles we’ve been discussing the importance of understanding your Texas Tow Truck Insurance policy, and as we’ve said each time, the best way to understand your policy is to read it carefully.

Why don’t we return one last time to our claim scenario for the final illustration of the importance of understanding what your policy covers and more importantly what it doesn’t cover.

Tow Truck Insurance Texas – Coverage Scenario Concluded.

Jethro and Linda have been through an auto accident on their way home from a boating trip.

You’ll remember that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks that he owns for his towing business.

You may recall that his claim was denied. Jethro was upset about this because prior to leaving for his trip he had called and spoken with his insurance agent’s secretary who had assured him that his On-Hook coverage would cover him when towing watercraft.

Why did the secretary tell him he was covered when he clearly was not?

When Jethro asked the secretary whether he would be covered by his On-Hook Coverage for towing a boat, he did not specify to her that it would be his boat being towed, and that made all the difference because of the following policy clause:

“Watercraft” not owned by or registered to “you.”

Jethro was still able to get the claim covered under his boat insurance policy, but he had to fork over $5,000 for his deductible.

There are two lessons that can be learned here:

1. Always read your policy, and

2. Always provide as much information to your insurance provider as possible.

Tow Truck Insurance Arlington Tx – Call Today!

You can avoid situations like this with a proper understanding of your coverage when shopping for Tow Truck Insurance in Arlington Texas and the surrounding areas.

Why not speak with the agents at Pathway Insurance to discuss your business insurance needs?

Call us at 800-998-0662 to speak with one of our agents, or click on Tow Truck Insurance in Arlington Texas 24/7 to submit your request for quotes and information.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Grand Prairie Texas
  • Brownsville Texas Tow Truck Insurance
  • Tow Truck Insurance McKinney Texas
  • Frisco Texas Tow Truck Insurance
  • Tow Truck Insurance Pasadena Texas

Austin Texas Tow Truck Insurance

Austin Texas Tow Truck Insurance – Great Rates!

Austin Texas Tow Truck InsuranceCall Pathway insurance when you’re looking for great rates on Tow Truck Insurance in Austin Texas and the surrounding areas.

You can reach us toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Or, get started now by clicking on Austin Texas Tow Truck Insurance to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Austin, Dallas, San Antonio, Houston, and all over the State of Texas.

Austin Texas Tow Truck Insurance – Know Your Coverage Part 2.

In our last article we talked about the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is to read it carefully.

Now let’s return to our imagined scenario that highlights the importance of knowing your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued

When we last saw Jethro and Linda, they were about to leave for their boating trip. They had just purchased a new Sea Ray 280 SLX boat but couldn’t realistically pull it with their sedan.

To solve this problem, Jethro brought home one of his company tow trucks and hitched the boat to that instead. Before leaving, Jethro double-checked with his insurance agent’s secretary that his tow truck insurance covers pulling watercraft.

Boating on the Choke Canyon Reservoir is everything they hoped it would be. After a long day of sun-bathing on deck and swimming in the refreshing lake water, Jethro and Linda hitch their boat back up to the tow truck and head for home.

About half way through the drive home, the two are happily recounting all the exciting things they did that day, how they can’t wait to go back, and how nice their new boat is.

All that excitement has tired Jethro out, though. His head droops and eyes close for just a moment, but that’s all it takes for him to drift into the opposite lane. Linda’s shriek jolts him awake in time to swerve back into his lane before colliding head-on with an oncoming car, but the sudden movement lurches the big boat just enough that it starts to tip to one side.

The couple is powerless to stop their brand new 280 SLX from wrenching free from its trailer and falling hard onto its side.

They get out of their truck to assess the damage. Their brand new boat is beat up pretty good.

Jethro has a $5,000 deductible on his boat policy but a zero dollar deductible on his tow truck policy for On Hook claims, so he thinks it would be cheaper to turn the claim in on his commercial policy. And that is exactly what he does.

Will there be any issues with filing an On Hook claim through his commercial auto insurance policy?

Tune in next time to find out.

Austin Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the policy that’s right for you and help you understand your coverage.

Call us today at 800-998-0662 toll free to speak with one of our licensed agents, or click Tow Truck Insurance in Austin Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Fort Worth Texas
  • El Paso Texas Tow Truck Insurance
  • Tow Truck Insurance Arlington Texas
  • Corpus Christi Texas Tow Truck Insurance
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Tow Truck Insurance San Antonio

Tow Truck Insurance San Antonio – Call Today!

Tow Truck Insurance San AntonioIf you’re seeking great rates on Tow Truck Insurance in San Antonio and the surrounding areas then you’ve found the right place.

Call Pathway Insurance too free at 800-998-0662 to speak with one of our licensed insurance professionals today. You can also click on Tow Truck Insurance San Antonio to submit your information online.

At Pathway Insurance we offer competitive rates on Tow Truck Insurance in San Antonio, Dallas, Austin, Houston, and all over the State of Texas.

Tow Truck Insurance San Antonio Tx – Know Your Coverage

It may go without saying, but it is of the utmost importance that a Texas Truck Insurance policyholder understands his or her tow truck coverage.

The best way to understand your policy is, of course, to read it. Reading and understanding the coverage limits outlined in your tow truck policy can help you avoid potential pitfalls down the road.

Let’s imagine a scenario in which knowing one’s policy limits would be beneficial.

Tow Truck Insurance Texas – Coverage Scenario

Jethro owns a tow truck service in South Texas with a fleet of five trucks.

Being a romantic at heart, Jethro is looking for a fun recreational activity to enjoy with his wife. One of his favorite places to visit as a child was Choke Canyon State Park, where people can go boating and fishing in the reservoir.

Business has been good the last few years, so one day Jethro and his wife, Linda decide to look into purchasing a boat. They end up buying a Sea Ray 280 SLX.

Jethro doesn’t own a personal truck, and he really doesn’t want to have one of his sedans pulling this 7,000 pound boat and its trailer, so he decides to use one of his tow trucks. The couple pack up and prepare for their vacation on the lake.

Before they take off, Linda asks Jethro whether they’re insured for doing something like this.

Jethro assumes it is okay but he doesn’t know for sure so he called his agent and reaches the secretary. Jethro asks the agent’s secretary if it would be okay for him to pull watercraft on his tow trucks and she looks up his policy information and tells him that his On Hook Coverage does protect him when he’s pulling watercraft.

Jethro thanks the secretary and tells his wife they are all set.

Next week we will pick up our story to see how Jethro and Linda’s Lake vacation turned out.

Tow Truck Insurance San Antonio – We Have The Answers

Do you have questions about coverage? Want to know right now whether Jethro is covered? The agents at Pathway Insurance have the answers you’re looking for.

Call us today toll free at 800-998-0662 to speak with one of our licensed agents, or click on Tow Truck Insurance in San Antonio to submit your information online.

We also offer tow truck insurance in the following areas:

  • Tow Truck Insurance Honey Grove Texas
  • Sherman Texas Tow Truck Insurance
  • Tow Truck Insurance Bonham Texas
  • Denison Texas Tow Truck Insurance
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  • Greenville Texas Tow Truck Insurance

Tow Truck Insurance Dallas Tx

Tow Truck Insurance Dallas Tx – Get Started Today!

Tow Truck Insurance Dallas TxLooking for Tow Truck Insurance in Dallas Tx? If so then call us toll free at 800-998-0662 to speak with one of our experienced truck insurance agents. Click on Tow Truck Insurance Dallas Tx to submit your information online right away.

Texas Tow Truck Insurance can be complicated; there are multiple coverage options and one size does not necessarily fit all. That’s why you want a seasoned agency to help you find and understand the insurance you need for your situation.

With over 25 years of experience the agents at Pathway Insurance can use their knowledge to help you find better coverage at a great rate.

Always Read Your Dallas Tx Tow Truck Insurance Policy!

The only news worse than finding out the tow trucks you own for your business have been severely damaged is finding out that the claim you filed for the damage with your insurance company has been denied.

Nobody wants to be in that situation, and that’s why it’s so important to read and understand the coverage detailed in your insurance policy. At the very least you should have a good grasp of the basics of your coverage and an awareness of the terms, conditions, and exclusions that apply.

Your tow truck insurance policy should be treated as a legal contract between you and the insurance company, because that’s exactly what it is. You owe it to yourself and your business to understand what is and isn’t covered. That simple knowledge could save you thousands of dollars in the future.

But don’t worry; you don’t have to go it alone. The knowledgeable agents at Pathway Insurance will be more than happy to assist you with understanding your trucking insurance policy, down to the tiniest detail.

Dallas Tow Truck Insurance – What Kinds of Coverage Do You Need?

Whether you own a dealership, a garage, or a dedicated towing operation may influence the kind of coverage you need.

For example, a tow truck’s general liability policy does not extend its coverage to the customer-owned vehicle being towed by it. In order to cover yourself in the event of damage to a customer’s vehicle while it’s being towed you need Texas Garage Keepers Legal Liability Insurance.

And if you hold customer vehicles on your property for any amount of time, such as overnight while waiting for repair work, then you are not covered unless you have Texas Storage Location Insurance. Storage Location Insurance will cover you in the event of vandalism or other forms of damage to your customers’ property while under your care.

Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the coverage you need. Call us today toll free at 800-998-0662. Click on Tow Truck Insurance Texas to submit your info online.

We also provide tow truck insurance in the following areas:

  • San Antonio Tow Truck Insurance
  • Tow Truck Insurance Paris Tx
  • Tow Truck Insurance Austin Texas
  • Fort Worth Tow Truck Insurance
  • Tow Truck Insurance Honey Grove Texas
  • Tow Truck Insurance Houston