Dump Truck Insurance Columbus Ohio

Dump Truck Insurance Columbus Ohio – Call Now!

Dump Truck Insurance Columbus OhioIf you’re seeking Dump Truck Insurance in Columbus Ohio or the nearby areas then you’ve come to the right place. The agents at Pathway Insurance are here to help you with your insurance needs.

Pathway Insurance is a leading independent insurance agency in Ohio, and because of this we have the tools and knowledge necessary to help you find the very best rates, options, and service for Ohio Dump Truck Insurance.

Call us today at 800-998-0662 to speak with one of our commercial auto specialists.

Pathway Insurance can provide excellent insurance programs for all forms of dumping operations, from sand and gravel hauling to debris removal and everything in-between.

Columbus Dump Truck Insurance – Understand Your Policy

Insurance is inherently complicated, but commercial auto insurance is especially complex. There are many facets to commercial insurance policies, so it can be all too easy to misunderstand your coverage or to be lulled into assuming that you are covered for a given scenario when in reality you are not.

Like nearly all insurance policies, commercial auto policies feature exclusions that limit their coverage. Sometimes these exclusions are fairly straightforward, i.e. your dump truck would not be covered for damage to it as a result of an act of war. This simple exclusion is pretty simple to understand and is also relatively unlikely to ever be an issue.

There are other exclusions, however, that are both much trickier to wrap your head around and much more likely to occur in everyday life.

Reading and understanding the exclusions present in your policy is important because it can help you to avoid situations in which your coverage would be nullified, thus shielding you from the dreaded claim denial that could end up costing you thousands of dollars out of your own pocket.

Dump Truck Insurance Columbus Oh – Claims Scenario

Stewart Stump owns and operates a dump truck for his business, Stewart Stump’s Lift, Haul and Dump. Stewart Stump’s is an all-purpose dumping company; they haul dirt, sand, gravel, rubble, debris, and just about anything else one might need a dump truck for.

One breezy Tuesday afternoon, after a long, hot day, Stewart is looking forward to a refreshing shower and a relaxing evening at home to forget about his bad day. He had driven his dump truck all over town today, lugging tons of white sand, chalky gravel, and thick mud for various construction and landscaping projects. He is covered from head to toe in dried mud and fine white powder from all the sediments he’s hauled today.

Stewart’s mood is less-than-cheery at the moment. Just then, a blazing red sports car moving way too fast streaks in front of Stewart on the highway, nearly causing him to lose control of the wheel.

Stewart’s blood begins to boil as he decides to teach this hot-shot a lesson.

To be continued in next week’s article.

Dump Truck Insurance Columbus – Call Today!

Give us a call today at 800-998-0662 or click on Columbus Ohio Dump Truck Insurance to use our convenient online rate quote submission system to get fast quotes and information 24 hours a day.

We also offer Ohio Dump Truck Insurance in the following areas:

  • Tow Truck Insurance Cleveland Ohio
  • Tow Truck Insurance Cincinnati Ohio
  • Toledo Ohio Tow Truck Insurance
  • Akron Ohio Tow Truck Insurance
  • Dayton Ohio Tow Truck Insurance

Tow Truck Insurance Cincinnati Ohio

Great Rates on Tow Truck Insurance Cincinnati Are One Call or Click Away!

 

Tow Truck Insurance Cincinnati OhioLooking to save money on your Tow Truck Insurance in Cincinnati, Northern Kentucky, or any of the surrounding areas? 

If so we can help. We have specialized programs for both new and existing companies for auto repair garages, car dealerships, and towing only operations. 

Even if you have been turned down by other companies we have markets available that other insurance brokers do not have access to. 

Pathway Insurance is a leading independent agency offering Tow Truck Insurance in Ohio, Kentucky, Indiana, Michigan, Tennessee, Minnesota, Georgia, and Florida by phone or online seven days per week. 

Click on Cincinnati Tow Truck Insurance to send us your request for quotes online 7 days per week. 

New Ohio Tow Truck Program May Save You Thousands!

Truck insurance is expensive and this new program may save your company thousands per year for the exact same coverage. One policyholder saved over $100,000! 

What coverage is available? 

  • Commercial Auto Insurance up to $1 Million.
  • On Hook Coverage up to $50,000
  • Cincinnati Garage Keepers Insurance
  • Coverage for Your Owned Buildings and Business Personal Property. 

What Qualifications Must You Meet for This New Ohio Tow Truck Insurance Program? 

·        Your company must be in business for at least three years with continuous Tow Truck Insurance Coverage.

·        Your trucks must be less than 15 years of age.

·        You must have an acceptable loss history.

·        Drivers with SR 22’s will not qualify.

·        Drivers less than 21 years of age are unacceptable.

·        No more than one out of service or safety violation

·        No repossession work of any kind 

What If Your Company Does Not Meet These Qualifications? 

We have other insurance companies that can provide quotes to you for your Cincinnati Tow Truck Insurance needs. For instance if you are a brand-new company, or have had claims that lead to a company cancellation, or your drivers require SR 22’s we can find the coverage you need. 

Call Pathway Today When You Need Tow Truck Insurance in Cincinnati. 

Licensed agents are available seven days per week when you use our online system by clicking on Tow Truck Insurance Cincinnati Ohio. Or if you find us during normal business hours call 513-662-7000 to speak with one of our licensed agents. 

We are open from 9 AM to 5:30 PM Monday through Friday

Need tow truck insurance in other areas?  Note the below areas we service: 

  • Middletown Ohio Tow Truck Insurance
  • Tow Truck Insurance Batavia Ohio
  • Hamilton Ohio Tow Truck Insurance
  • Tow Truck Insurance Milford Ohio
  • Loveland Ohio Tow Truck Insurance
  • Tow Truck Insurance Covington Ky
  • Newport Kentucky Tow Truck Insurance
  • Tow Truck Insurance Harrison Ohio

Tow Truck Insurance Ohio

Great Rates on Ohio Tow Truck Insurance – Online Agents Available 7 Days per Week.

Tow Truck Insurance OhioWhen searching for Tow Truck Insurance in Ohio, Michigan, Indiana, Minnesota, Kentucky, Tennessee, Georgia, or Florida contact Pathway Insurance online 7 days per week by clicking Tow Truck Insurance Ohio or you may reach a live agent Monday – Friday 9AM to 5:30 PM by dialing 1-800-998-0662. (EST)

Online agents are available up until 5:30 PM EST to complete new quotes, issue policies, send certificates of insurance, or file claims for those insured with our company.

Pathway Insurance is an authorized independent agency representing a number of companies offering competitive rates for tow truck insurance in Ohio, Michigan, Minnesota, Indiana, Kentucky, Tennessee, Georgia, and Florida directly and in the remaining states through our authorized agent network.

This is Why You Should Not Buy Cheap Tow Truck Insurance in Ohio.

The word cheap can be taken a few different ways.  Something cheap may not be of value when you need it most.  A cheap suit may quickly wear out and cheap food may give you indigestion or sit like a lead weight in your stomach.

Likewise buying cheap tow truck insurance in Ohio may lead to broken promises and claim denials!

Tow truck insurance is a so much more complicated than the price you pay for it.  Because of this it is important to work with Pathway Insurance as we can help you find the coverage you need.

Click Tow Truck Insurance Ohio to send us your information right now.

Ohio Tow Truck Insurance Policies Include Exclusions of Coverage, Don’t Skip the Fine Print!

Commercial truck insurance policies contain terms and conditions and exclusion of coverage so it is important that you become familiar with what is covered or not covered.

Example of one activity not covered under the Ohio Tow Truck Insurance Policy: Expected or Intended Injury.

Bodily injury or property damage either expected by or caused intentionally by or at the direction of any insured.

Let’s consider a claims scenario to see how this exclusion could come into play.

Henry Finnegan works for Veracity Towing Services and is a bit of a hothead and loses his temper quite easily. Henry is dispatched over to South Street to pick up and illegally parked 1999 Ford Taurus.

The police have already issued a ticket to the owner and had left the scene just as soon as Henry arrives.  As Henry finalizes hooking up the Ford Taurus and is getting ready to leave the owner of the vehicle, Ted Stevens shows up and demands that Henry unhook his car.

Henry requires that Ted show proof of ownership and advises he will need to pay a fee for him to unhook the vehicle.

Ted had been partying all night long and is half drunk and in a very argumentative mood so he tells Harry to stick it where the sun doesn’t shine.  Henry with a bit of edge to his voice advises Ted that he can pick his car up at the city impound lot.

This send Ted into a rage and he begins to yell and scream at the top of his lungs and Henry gets into his tow truck to leave the scene before he decks this obnoxious drunk.

With liquid courage flowing through his veins Ted decides to stand in front of the tow truck so Henry can’t leave.  Henry blows the horn at Ted a few times and decides to give Ted a small nudge with the truck.  He moves his tow truck forward just a few inches without hitting Ted to try to scare him.

Ted believes Henry is going to run him over and he trips and falls down hitting his head on the asphalt pavement.

Henry calls the police and they arrive and take a statement from Henry and Colin in the list to transport Ted to the hospital.  10 days later a lawsuit is filed against Veracity Towing Services naming Henry as a defendant for running Ted over with the tow truck.

Will the policy issued to Veracity Towing Services pay for this claim or defend Henry for his allegedly running Ted over with his tow truck?

We will consider this answer in a future article to see how things turned out.

Ohio Tow Truck Insurance Is One Click or Call Away!

Licensed agents are available seven days per week online when you click on Tow Truck Insurance Ohio.

If you would like to speak with an agent by telephone call 1-800-998-0662 to speak with our Tow Truck Insurance Specialist Monday through Friday 9 AM to 5:30 PM Eastern standard Time.

Our tow truck program is available in all 50 states including the following cities of Ohio:

  • Tow Truck Insurance Columbus Ohio
  • Cleveland Ohio Tow Truck Insurance
  • Tow Truck Insurance Cincinnati Ohio
  • Toledo Ohio Tow Truck Insurance
  • Tow Truck Insurance Akron Ohio
  • Dayton Ohio Tow Truck Insurance
  • Parma Ohio Tow Truck Insurance
  • Tow Truck Insurance Canton Ohio
  • Tow Truck Insurance Youngstown Ohio