Tow Truck Insurance Akron

Tow Truck Insurance Akron – Quotes & Coverage Available Seven Days per Week.

Tow Truck Insurance AkronIf you need coverage for Tow Truck Insurance in Akron Ohio or the surrounding areas you have found the right website!

Pathway Insurance is a leading independent agency offering a super competitive program for Tow Truck Insurance in Ohio, Michigan, Indiana, Minnesota, Kentucky, Tennessee, Georgia, and Florida.

Call 1-800-998-0662 to speak with a license agent right now! Agents are available by telephone Monday through Friday 9 AM to 5:30 PM.

Online agents are available seven days per week when you click on: Tow Truck Insurance Akron Ohio.

Important Details You Should Not Overlook When Shopping for Akron Ohio Tow Truck Insurance.

Missing important coverage from your tow truck insurance policy can spell disaster for you when you file a claim for coverage you lack.

Example: Missing On Hook Coverage.

What is On Hook Coverage?

Notice how one policy endorsement reads:

  1. Coverage- . “We” will pay damages, other than punitive or exemplary damages, for which an insured is legally liable because “property damage” to a “towed auto” or “towed watercraft” caused by the following:
  • Fire or Explosion;
  • Theft;
  • Mischief or Vandalism;
  • Collision

“We” will defend any lawsuit for damages payable under this Endorsement or settle any claim for those damages as “we” think appropriate.

Claims Example: Fabulous Fred’s Towing Service was founded by Fred Johnston. He scraped together enough money in combination with a loan from a local finance company to buy his first tow truck and he is ready for business.

Fred now needs to buy insurance for his first tow truck. He’s quite shocked to learn how much it truly costs for tow truck insurance in Akron Ohio.

Fred decides to buy the cheapest insurance option possible and he’s in business. About three weeks later Fred picks up Daphne Stefansson’s broken down Ford truck to transport it to a local garage.

He hooks up Daphne’s car and away he travels south on 71.

A passing motorist going about 30 miles over the posted speed limit in a BMW cuts in front of Fred and he slams on his brakes to avoid smashing the BMW flat.

With the sudden stop Daphne’s truck comes loose and the bumper is torn off and obviously needs to be replaced. Daphne expects Fred to pay the $3,000 for a new bumper.

Fred turns a claim into his insurance company and they turn him down flat because he did not purchase On Hook Coverage.

Fred does his best to dodge all of Daphne’s telephone calls until she files a lawsuit against him in Small Claims Court and Fred is forced to pay $3000 out-of-pocket.

What lesson can we learn?

It’s important to purchase the needed coverage to cover claims that occur.

Tow Truck Insurance Akron – Call Today!

Call 1-800-998-0662 to speak with a license agent right now! Agents are available by telephone Monday through Friday 9 AM to 5:30 PM.

Online agents are available seven days per week when you click on: Tow Truck Insurance Akron Ohio.

Let us shop the market for you to find the best Ohio Tow Truck Insurance Quotes.

We also offer Tow Truck Insurance in the following areas:

  • Cuyahoga Falls Ohio Tow Truck Insurance
  • Tow Truck Insurance Tallmadge Ohio
  • Tow Truck Insurance Wadsworth Ohio
  • Barberton Ohio Tow Truck Insurance
  • Tow Truck Insurance Fairlawn Ohio

Tow Truck Insurance Ohio

Great Rates on Ohio Tow Truck Insurance – Online Agents Available 7 Days per Week.

Tow Truck Insurance OhioWhen searching for Tow Truck Insurance in Ohio, Michigan, Indiana, Minnesota, Kentucky, Tennessee, Georgia, or Florida contact Pathway Insurance online 7 days per week by clicking Tow Truck Insurance Ohio or you may reach a live agent Monday – Friday 9AM to 5:30 PM by dialing 1-800-998-0662. (EST)

Online agents are available up until 5:30 PM EST to complete new quotes, issue policies, send certificates of insurance, or file claims for those insured with our company.

Pathway Insurance is an authorized independent agency representing a number of companies offering competitive rates for tow truck insurance in Ohio, Michigan, Minnesota, Indiana, Kentucky, Tennessee, Georgia, and Florida directly and in the remaining states through our authorized agent network.

This is Why You Should Not Buy Cheap Tow Truck Insurance in Ohio.

The word cheap can be taken a few different ways. Something cheap may not be of value when you need it most. A cheap suit may quickly wear out and cheap food may give you indigestion or sit like a lead weight in your stomach.

Likewise buying cheap tow truck insurance in Ohio may lead to broken promises and claim denials!

Tow truck insurance is a so much more complicated than the price you pay for it. Because of this it is important to work with Pathway Insurance as we can help you find the coverage you need.

Click Tow Truck Insurance Ohio to send us your information right now.

Ohio Tow Truck Insurance Policies Include Exclusions of Coverage, Don’t Skip the Fine Print!

Commercial truck insurance policies contain terms and conditions and exclusion of coverage so it is important that you become familiar with what is covered or not covered.

Example of one activity not covered under the Ohio Tow Truck Insurance Policy: Expected or Intended Injury.

Bodily injury or property damage either expected by or caused intentionally by or at the direction of any insured.

Let’s consider a claims scenario to see how this exclusion could come into play.

Henry Finnegan works for Veracity Towing Services and is a bit of a hothead and loses his temper quite easily. Henry is dispatched over to South Street to pick up and illegally parked 1999 Ford Taurus.

The police have already issued a ticket to the owner and had left the scene just as soon as Henry arrives. As Henry finalizes hooking up the Ford Taurus and is getting ready to leave the owner of the vehicle, Ted Stevens shows up and demands that Henry unhook his car.

Henry requires that Ted show proof of ownership and advises he will need to pay a fee for him to unhook the vehicle.

Ted had been partying all night long and is half drunk and in a very argumentative mood so he tells Harry to stick it where the sun doesn’t shine. Henry with a bit of edge to his voice advises Ted that he can pick his car up at the city impound lot.

This send Ted into a rage and he begins to yell and scream at the top of his lungs and Henry gets into his tow truck to leave the scene before he decks this obnoxious drunk.

With liquid courage flowing through his veins Ted decides to stand in front of the tow truck so Henry can’t leave. Henry blows the horn at Ted a few times and decides to give Ted a small nudge with the truck. He moves his tow truck forward just a few inches without hitting Ted to try to scare him.

Ted believes Henry is going to run him over and he trips and falls down hitting his head on the asphalt pavement.

Henry calls the police and they arrive and take a statement from Henry and Colin in the list to transport Ted to the hospital. 10 days later a lawsuit is filed against Veracity Towing Services naming Henry as a defendant for running Ted over with the tow truck.

Will the policy issued to Veracity Towing Services pay for this claim or defend Henry for his allegedly running Ted over with his tow truck?

We will consider this answer in a future article to see how things turned out.

Ohio Tow Truck Insurance Is One Click or Call Away!

Licensed agents are available seven days per week online when you click on Tow Truck Insurance Ohio.

If you would like to speak with an agent by telephone call 1-800-998-0662 to speak with our Tow Truck Insurance Specialist Monday through Friday 9 AM to 5:30 PM Eastern standard Time.

Our tow truck program is available in all 50 states including the following cities of Ohio:

  • Tow Truck Insurance Columbus Ohio
  • Cleveland Ohio Tow Truck Insurance
  • Tow Truck Insurance Cincinnati Ohio
  • Toledo Ohio Tow Truck Insurance
  • Tow Truck Insurance Akron Ohio
  • Dayton Ohio Tow Truck Insurance
  • Parma Ohio Tow Truck Insurance
  • Tow Truck Insurance Canton Ohio
  • Tow Truck Insurance Youngstown Ohio