Tow Truck Insurance Amarillo Tx

Tow Truck Insurance Amarillo Tx – Why Should You Choose An Independent Agency?

Tow Truck Insurance Amarillo TxThe reason shopping for Amarillo Tx Tow Truck Insurance via an independent insurance agency like Pathway Insurance is the best way to shop for Commercial Truck Insurance is because we have the ability to shop the market for the best prices and coverage at any given time.

That is a significant benefit to you because it not only saves you time, it saves you money.

So why not call Pathway Insurance today to discover the rates that are available for your Towing Business?

Our toll-free contact number is 800-998-0662. Licensed agents will be happy to assist you by phone Monday through Friday between the hours of 9:00 AM and 5:30 PM.

If calling us by phone isn’t your preferred method of contact, please feel free to click any of the following links to be taken to our quotes page where you can fill out your information for Texas Tow Truck Insurance quotes:

Tow Truck Insurance Texas – Claims Scenario Part Six. 

Last time, Billy had just received notice from his insurance company about his latest insurance claims.

His commercial auto insurance covered the damage to his own tow truck but because he did not purchase optional Garagekeepers Insurance* the damage to his customer’s vehicle was not covered.

After sorting out the financials with his understandably perturbed customer, Billy gets back to work.

Despite his recent setbacks, business has really been picking up lately. In fact, Billy starts to become so backlogged that he has taken to storing as many as four or five vehicles at a time on his property while he’s working on other cars.

One evening, while Billy is asleep, a group of hooligans jump the fence around Billy’s property and discover the parked vehicles.

Just for fun they smash all the cars’ headlights and taillights and then run away before Billy has a chance to spot them.

Once again, Billy files an insurance claim for the damage to his customers’ vehicles that have been vandalized.

Will Billy finally catch a break this time, or has he skipped out on important coverage once again?

Find out in our next article.

*Outside of Texas and Virginia, Garagekeepers Insurance is called On-Hook Coverage. 

Tow Truck Insurance Amarillo Tx – We Look Forward To Speaking With You Soon. 

Call us today at 800-998-0662 for the best coverage options on Amarillo Tx Tow Truck Insurance.

We also offer Texas Tow Truck Insurance in the following cities:

Tow Truck Insurance Irving Tx

Tow Truck Insurance Irving Tx – We Are The Destination for Texas Truck Insurance.

Pathway Insurance is the Texas Truck Insurance destination for business owners looking for Tow Truck Insurance in Irving Tx, the nearby areas, and throughout Texas.

To inquire about Irving Texas Tow Truck Insurance call us today at 800-998-0662. 

Additionally, our free online quote submission system is available any time when you click on Irving Texas Tow Truck Insurance

or any of the following links:

At Pathway, we think it’s important that our customers have a solid understanding of their insurance policies. 

Knowing what is and is not covered by your Texas Commercial Auto Insurance policy, for example, can mean the difference between a minor inconvenience and a catastrophic financial loss!

To help illustrate this point, we sometimes use fictional insurance scenarios. The following is a continuation of our series observing the insurance pitfalls of Billy Sandwichshort. 

Tow Truck Insurance Texas – Claims Scenario Part Five.

Tow Truck Insurance Irving TxIn our previous article, Billy seemed to learn his lesson and purchase the proper commercial policy to cover his tow truck. 

It was not long before he found himself in another accident, however, so his coverage is about to be put to the test. 

Billy files two insurance claims: one for damage to his tow truck, and another for damage to his customer’s vehicle that he was towing at the time of the crash. 

A couple weeks later the insurance company replies. They inform Billy that the substantial damage to his truck will be covered in full by Billy’s commercial auto policy. 

Billy is so overjoyed that he almost forgets to read the second half of the letter. He calms down and reads on. 

To Billy’s great disappointment, the insurance company also informs him that the considerable damage to the car belonging to his customer will not be covered under Billy’s insurance policy. 

How can this be? Billy has the right policy this time! 

Remember from last week’s article how Billy’s agent recommended some additional coverage options for Billy’s situation? One of those options is called Garagekeepers Insurance*. 

Garagekeepers Insurance specifically protects damage to non-owned vehicles while being towed by a covered auto. Without it, damage to the vehicle being towed is not covered.

And that means Billy is once again stuck with a big bill and one angry customer. 

*Outside of Texas and Virginia, Garagekeepers Insurance is called On-Hook Coverage.

Tow Truck Insurance Irving Tx – Have a Question? Call and Ask! 

Feel free to call Pathway Insurance any time at 800-998-0662, or click on Tow Truck Insurance in Irving Texas to request free quotes any time. 

We also provide Texas Tow Truck Insurance in the following locations: 

Tow Truck Insurance Corpus Christi Tx

Tow Truck Insurance Corpus Christi Tx – Big Discounts Available!

Tow Truck Insurance Corpus Christi TxLooking for great rates and service on Tow Truck Insurance in Corpus Christi and the surrounding areas? Then you have found the right company. 

Call Pathway Insurance today at 800-998-0662 to speak with one of our licensed insurance agents. 

If you prefer, you can also click on Corpus Christi Texas Tow Truck Insurance to request  quotes and information twenty four hours per day! 

At Pathway Insurance we offer excellent options for Tow Truck Insurance in Corpus Christi, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

Tow Truck Insurance Corpus Christi Texas – Know Your Coverage! 

Whether you operate an established towing business or are just getting your feet wet, it is important to know and understand your Texas Commercial Auto Insurance Policy. 

Knowing your policy means understanding what sorts of claims and actions fall under the policy’s protection and what sorts do not. 

Sometimes the coverage provided or not provided is not as easy to understand as you might imagine. 

What you might assume is covered by your Texas Commercial Auto Insurance coverage may actually be covered under a Garagekeepers Legal Liability policy or a Storage Location Insurance policy.

We recommend two steps when shopping for Tow Truck Insurance in Corpus Christi Texas: 

1.     Provide as much information as possible to us when seeking tow truck insurance quotes. 

2.     Read your commercial truck insurance policy carefully as soon as it arrives in the mail!

Naturally if you have questions as you’re reading your commercial truck insurance policy we are here to help. 

Over the next few posts we will examine a few claims scenarios that highlight how this knowledge or lack thereof can affect your business and burn a hole through your wallet financially. (That’s a bad thing) 

Tow Truck Insurance Corpus Christi Tx – Big Savings Available! 

Call us today at 800-998-0662 Monday through Friday 9:00 AM to 5:30 PM to speak with one of our trucking specialists. 

If you find our website after hours or it’s on the weekend click Tow Truck Insurance in Corpus Christi Texas to submit your information to us 24 hours per day seven days per week. 

Texas Tow Truck Insurance is also available in the following areas: 

  • Tow Truck Insurance Grand Prairie Texas
  • Brownsville Texas Tow Truck Insurance
  • Tow Truck Insurance McKinney Texas
  • Frisco Texas Tow Truck Insurance
  • Tow Truck Insurance Pasadena Texas

Tow Truck Insurance Arlington Tx

Tow Truck Insurance Arlington Tx – Super Low Rates – Call Now!

Tow Truck Insurance Arlington TxIf competitive rates on Tow Truck Insurance in Arlington and the nearby areas are what you seek you have come to the right place! 

Give us a call at 800-998-0662 MondayFriday 9:00 AM to 5:30 PM to talk to one of our courteous agents today. 

Alternatively, you can send us your information online 24/7 by clicking on Arlington Texas Tow Truck Insurance

At Pathway Insurance we offer competitive rates on Tow Truck Insurance in Arlington, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

Tow Truck Insurance Arlington Texas – Know Your Coverage Part 4.

In our last three articles we’ve been discussing the importance of understanding your Texas Tow Truck Insurance policy, and as we’ve said each time, the best way to understand your policy is to read it carefully

Why don’t we return one last time to our claim scenario for the final illustration of the importance of understanding what your policy covers and more importantly what it doesn’t cover. 

Tow Truck Insurance Texas – Coverage Scenario Concluded.

Jethro and Linda have been through an auto accident on their way home from a boating trip. 

You’ll remember that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks that he owns for his towing business. 

You may recall that his claim was denied. Jethro was upset about this because prior to leaving for his trip he had called and spoken with his insurance agent’s secretary who had assured him that his On-Hook coverage would cover him when towing watercraft. 

Why did the secretary tell him he was covered when he clearly was not? 

When Jethro asked the secretary whether he would be covered by his On-Hook Coverage for towing a boat, he did not specify to her that it would be his boat being towed, and that made all the difference because of the following policy clause: 

“Watercraft” not owned by or registered to “you.” 

Jethro was still able to get the claim covered under his boat insurance policy, but he had to fork over $5,000 for his deductible. 

There are two lessons that can be learned here:

1. Always read your policy, and

2. Always provide as much information to your insurance provider as possible. 

Tow Truck Insurance Arlington Tx – Call Today! 

You can avoid situations like this with a proper understanding of your coverage when shopping for Tow Truck Insurance in Arlington Texas and the surrounding areas.  

Why not speak with the agents at Pathway Insurance to discuss your business insurance needs? 

Call us at 800-998-0662 to speak with one of our agents, or click on Tow Truck Insurance in Arlington Texas 24/7 to submit your request for quotes and information. 

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Grand Prairie Texas
  • Brownsville Texas Tow Truck Insurance
  • Tow Truck Insurance McKinney Texas
  • Frisco Texas Tow Truck Insurance
  • Tow Truck Insurance Pasadena Texas

Tow Truck Insurance Fort Worth Tx

Tow Truck Insurance Fort Worth Tx – Call Now!

Tow Truck Insurance Fort Worth TxFor the best rates and service on Tow Truck Insurance in Fort Worth Tx and the nearby areas call Pathway Insurance.

You can reach us Monday through Friday toll free at 800-998-0662 to speak with one of our experienced agents, or submit your information online by clicking on Fort Worth Tx Tow Truck Insurance.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Fort Worth, Dallas, San Antonio, Austin, Houston, and all over the State of Texas.

Tow Truck Insurance Fort Worth Texas – Know Your Coverage Part 3.

In our last two articles we discussed the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is, once again, to read it thoroughly.

Let’s now return to our imagined scenario for the conclusion that will illustrate the importance of understanding your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued.

When we last saw Jethro and Linda, they had just been through an auto accident on their way home from a boating trip. You’ll recall that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks.

Because he purchased On Hook Coverage for all of his tow trucks, he assumed everything would be fine.

After the accident, Jethro files an insurance claim for the damage to his boat on his commercial auto policy because he has a $5,000 deductible on his boat policy but a zero dollar deductible on his commercial auto policy.

A few weeks later Jethro receives a letter from his insurance company denying the insurance claim!

Included within the letter is the reason for the claim denial:

“Towed Auto” or “watercraft” means an “auto” or “watercraft” not owned by or registered to “you” while it is being moved by “your” covered “auto”. “Towed auto” or “watercraft” also means an “auto” or “watercraft” when it is moved from the place where “you” accept it for movement by or on “your” covered “auto”, until such time as it is moved to the place where it is finally delivered by “you”. 

Jethro’s eyes lock onto one phrase in particular: “watercraft” not owned by or registered to “you.”

Simply put, the insurance company is not obligated to pay for the damage to the boat because it was owned by Jethro at the time of the accident.

Jethro is naturally a bit upset. He had previously called his agent (who wasn’t in at the time) but spoke with the secretary who assured him that his On Hook coverage would cover him when towing watercraft.

Why did the secretary tell him he was covered when he clearly was not?  We will consider this in our next post.

Tow Truck Insurance Fort Worth Tx – Call Today!

Commercial truck insurance is a bit more complicated than you might think so taking the time to understand your coverage is a very good idea.

Pathway Insurance can help you find the policy that’s right for you and your business.

Call us today toll free at 800-998-0662 to speak with one of our insurance agents, or click Tow Truck Insurance in Fort Worth Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Laredo Texas
  • Lubbock Texas Tow Truck Insurance
  • Tow Truck Insurance Garland Texas
  • Irving Texas Tow Truck Insurance
  • Tow Truck Insurance Amarillo Texas

Austin Texas Tow Truck Insurance

Austin Texas Tow Truck Insurance – Great Rates!

Austin Texas Tow Truck InsuranceCall Pathway insurance when you’re looking for the best rates on Tow Truck Insurance in Austin Texas and the surrounding areas.

You can reach us toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Or, get started now by clicking on Austin Texas Tow Truck Insurance to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Austin, Dallas, San Antonio, Houston, and all over the State of Texas.

Austin Texas Tow Truck Insurance – Know Your Coverage Part 2.

In our last article we talked about the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is to read it carefully.

Now let’s return to our imagined scenario that highlights the importance of knowing your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued

When we last saw Jethro and Linda, they were about to leave for their boating trip. They had just purchased a new Sea Ray 280 SLX boat but couldn’t realistically pull it with their sedan.

To solve this problem, Jethro brought home one of his company tow trucks and hitched the boat to that instead. Before leaving, Jethro double-checked with his insurance agent’s secretary that his tow truck insurance covers pulling watercraft.

Boating on the Choke Canyon Reservoir is everything they hoped it would be. After a long day of sun-bathing on deck and swimming in the refreshing lake water, Jethro and Linda hitch their boat back up to the tow truck and head for home.

About half way through the drive home, the two are happily recounting all the exciting things they did that day, how they can’t wait to go back, and how nice their new boat is.

All that excitement has tired Jethro out, though. His head droops and eyes close for just a moment, but that’s all it takes for him to drift into the opposite lane. Linda’s shriek jolts him awake in time to swerve back into his lane before colliding head-on with an oncoming car, but the sudden movement lurches the big boat just enough that it starts to tip to one side.

The couple is powerless to stop their brand new 280 SLX from wrenching free from its trailer and falling hard onto its side.

They get out of their truck to assess the damage. Their brand new boat is beat up pretty good.

Jethro has a $5,000 deductible on his boat policy but a zero dollar deductible on his tow truck policy for On Hook claims, so he thinks it would be cheaper to turn the claim in on his commercial policy. And that is exactly what he does.

Will there be any issues with filing an On Hook claim through his commercial auto insurance policy?

Tune in next time to find out.

Austin Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the policy that’s right for you and help you understand your coverage.

Call us today at 800-998-0662 toll free to speak with one of our licensed agents, or click Tow Truck Insurance in Austin Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Fort Worth Texas
  • El Paso Texas Tow Truck Insurance
  • Tow Truck Insurance Arlington Texas
  • Corpus Christi Texas Tow Truck Insurance
  • Tow Truck Insurance Plano Texas

Tow Truck Insurance Houston

Tow Truck Insurance Houston – Great Rates, Great Service!

Tow Truck Insurance HoustonLooking for great rates on Tow Truck Insurance in Houston and the surrounding areas? Then look no further than Pathway Insurance.

Give us a call toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Click on Tow Truck Insurance Houston to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Houston, Dallas, Austin, San Antonio, and all over the State of Texas.

Shopping for Tow Truck Insurance in Houston Can Be Hard!

The truth is, a fairly small portion of insurance companies offer commercial tow truck insurance, so it can be difficult to find even for operations whose towing services make up only a small section of their business.

There are hundreds of insurance providers in Texas, but only a small fraction of them are willing to insure tow trucks. In fact, many of the big name insurance companies that I’m sure you’ve seen advertising on television avoid underwriting tow truck insurance.

But not us. At Pathway Insurance, we’re ready to help you find the tow truck insurance that fits your needs. Click Tow Truck Insurance Houston Tx to get started.

Why Don’t Many Insurance Companies Sell Tow Truck Coverage?

Simply put, most insurance companies think it’s not worth the risk. The trend tends to be that costs for paying out tow truck claims are generally higher than claims costs for other forms of commercial trucking. Many insurance providers feel it affects their bottom line, so most avoid it altogether.

We’re not scared, though. Pathway can provide coverage for towing services, auto dealerships, and repair garages. But there are some things you should be aware of.

Texas Tow Truck Insurance – Is Repo Work Covered?

One big caveat you should understand is that, though it’s not impossible, repossession towing can be especially difficult to find coverage for.

In order to predict whether repo work will factor into your insurance premiums, you have to look at your business’ annual income. If repo constitutes less than ten percent of your total annual business, you shouldn’t have any trouble finding insurance providers willing to extend coverage to your towing operation. Any more than ten percent, however, dramatically shrinks the pool of insurers willing to provide coverage.

That’s not to say there are none; we can always help you find coverage. But be cognizant of the fact that the premiums for towing operations who do a lot of repo are going to be notably higher than the norm.

Tow Truck Insurance Houston – Let Us Help You.

The agents at Pathway Insurance are available to help you find the answers to questions such as the ones we’ve discussed in today’s article. As experienced veterans of the insurance business, our agency is equipped to help you find the best policy for your company. 

You can submit your information to us online seven days a week by clicking Houston Tow Truck Insurance, or contact us by phone Monday through Friday toll free at 800-998-0662.

We also provide insurance in the following areas:

  • Tow Truck Insurance Grand Prairie Texas
  • Cleburne Texas Tow Truck Insurance
  • Tow Truck Insurance Irving Texas
  • Haltom City Texas Tow Truck Insurance
  • Tow Truck Insurance Hurst Texas

Tow Truck Insurance Dallas Tx

Tow Truck Insurance Dallas Tx – Get Started Today!

Tow Truck Insurance Dallas TxLooking for Tow Truck Insurance in Dallas Tx? If so then call us toll free at 800-998-0662 to speak with one of our experienced truck insurance agents. Click on Tow Truck Insurance Dallas Tx to submit your information online right away.

Texas Tow Truck Insurance can be complicated; there are multiple coverage options and one size does not necessarily fit all. That’s why you want a seasoned agency to help you find and understand the insurance you need for your situation.

With over 25 years of experience the agents at Pathway Insurance can use their knowledge to help you find the best coverage at a great rate.

Always Read Your Dallas Tx Tow Truck Insurance Policy!

The only news worse than finding out the tow trucks you own for your business have been severely damaged is finding out that the claim you filed for the damage with your insurance company has been denied.

Nobody wants to be in that situation, and that’s why it’s so important to read and understand the coverage detailed in your insurance policy. At the very least you should have a good grasp of the basics of your coverage and an awareness of the terms, conditions, and exclusions that apply.

Your tow truck insurance policy should be treated as a legal contract between you and the insurance company, because that’s exactly what it is. You owe it to yourself and your business to understand what is and isn’t covered. That simple knowledge could save you thousands of dollars in the future.

But don’t worry; you don’t have to go it alone. The knowledgeable agents at Pathway Insurance will be more than happy to assist you with understanding your trucking insurance policy, down to the tiniest detail.

Dallas Tow Truck Insurance – What Kinds of Coverage Do You Need?

Whether you own a dealership, a garage, or a dedicated towing operation may influence the kind of coverage you need.

For example, a tow truck’s general liability policy does not extend its coverage to the customer-owned vehicle being towed by it. In order to cover yourself in the event of damage to a customer’s vehicle while it’s being towed you need Texas Garage Keepers Legal Liability Insurance.

And if you hold customer vehicles on your property for any amount of time, such as overnight while waiting for repair work, then you are not covered unless you have Texas Storage Location Insurance. Storage Location Insurance will cover you in the event of vandalism or other forms of damage to your customers’ property while under your care.  

Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the coverage you need. Call us today toll free at 800-998-0662. Click on Tow Truck Insurance Texas to submit your info online.

We also provide tow truck insurance in the following areas:

  • San Antonio Tow Truck Insurance
  • Tow Truck Insurance Paris Tx
  • Tow Truck Insurance Austin Texas
  • Fort Worth Tow Truck Insurance
  • Tow Truck Insurance Honey Grove Texas
  • Tow Truck Insurance Houston