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Tow Truck Insurance Columbus Ohio – Call Today!

Tow Truck Insurance Columbus Ohio If you’re looking for Tow Truck Insurance in Columbus Ohio and the nearby areas then look no further than Pathway Insurance.

As a leading independent agency in Ohio, Pathway Insurance has the experience and knowledge to help business owners like you find the coverage and rates they need on Tow Truck Insurance in Ohio.

Call us today at 800-998-0662 to speak with one of our licensed professionals. We are here to answer any and all questions related to your insurance needs.

Tow Truck Insurance Columbus Ohio – Exclusions of Coverage.

In this week’s article we’re continuing the exclusions of coverage theme. To recap, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be granted by the insurance company.

As we’ve said before, the best advice we can give at Pathway Insurance when it comes to exclusions of coverage is to read your policy very carefully!

It is the most reliable way to fully understand what is and is not covered on your Ohio Tow Truck Insurance policy.

The following is a claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage. Let’s see how it concludes:

Columbus Ohio Tow Truck Insurance – Coverage Scenario.

You may recall that Jeff Johannson drives a tow truck for a towing company, and he’s known around town for having won a hefty sum of money from a lawsuit a few years back.

When last we left Jeff, he and his wife had just been injured while Jeff was on the job. He was too busy arguing with his wife, whom he was giving a ride to the casino, to notice that he had improperly attached the hook of his tow truck to a customer’s car. The car came loose and rolled on top of the couple.

With his arm broken and his wife in the emergency room, Jeff sees another opportunity to make easy money.

Jeff thinks he can file a lawsuit against his employer, Walter and obtain a large 6 figure settlement. Jeff realizes he’ll quickly get fired by Walter but believes the big settlement will be worth it, plus he will be able to collect unemployment after getting the axe.

Jeff writes up the lawsuit using big legal terms such as loss of consortium and untold pain and suffering to make his case. Jeff knows that his boss has $5 million of coverage and plenty of money in the bank and expects a quick and large settlement from Walter’s insurance company.

Jeff prepares his lawsuit papers, and files them at the court house after paying his fee.

Is Jeff getting ready to make his second big pay day?

We will learn the answer in next week’s post to see what happens.

Tow Truck Insurance Columbus Ohio – Call Us Today!

It’s super important to understand how your coverage works when you purchase Tow Truck Insurance in Columbus Ohio and the nearby areas.

If you have questions about insurance exclusions call the agents at Pathway Insurance today for answers to your questions about Tow Truck Insurance.

Call 800-998-0662 Monday through Friday 9:00 AM to 5:30 PM (EST). We will shop the market for you to find the best coverage options on Tow Truck Insurance in Columbus Ohio.

We also offer Ohio Tow Truck Insurance in the following areas:

Delaware Ohio Tow Truck Insurance
Newark Tow Truck Insurance
Tow Truck Insurance Chillicothe
Tow Truck Insurance Springfield Ohio
Dayton Ohio Tow Truck Insurance

Tow Truck Insurance Cleveland Ohio – Call Today!

Tow Truck Insurance Cleveland Ohio

If you’re looking for Tow Truck Insurance in Cleveland Ohio and the nearby areas then you’ve come to the right place.

Pathway Insurance, a leading independent agency in Ohio, has the tools and know-how to help you find the right coverage and great rates for Tow Truck Insurance in Ohio.

Call us today at 1-800-998-0662 to speak with one of our licensed professionals. They’re here to answer any and all questions related to your insurance needs.

Tow Truck Insurance Cleveland Ohio – Exclusions of Coverage.

This week we’re continuing the exclusions of coverage theme. To recap, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be granted by the insurance company.

At Pathway Insurance, the best advice we can give you when it comes to exclusions of coverage is to read your policy very carefully!

It is the best way to fully understand what is and is not covered on your Ohio Tow Truck Insurance policy.

The following is a claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage:

Cleveland Ohio Tow Truck Insurance – Coverage Scenario.

Jeff Johannson drives a tow truck for a company called Walter’s Repair and Tow. He’s known around town by many as a bit of a sleazy guy always trying to make a fast buck at the expense of others.

This is largely due to the fact that a few years back Jeff won a fairly hefty sum of money in a controversial civil suit. Jeff claimed that he had injured himself after slipping on some spilled product in a grocery store, and sued the Mom and Pop business for damages.

The owners of the store claimed Jeff had engineered the injury, but ultimately the court ruled in Jeff’s favor.

In the time since winning the case, Jeff’s eyes have been bigger than his wallet, and nearly all of the settlement money has dried up. Needless to say, Jeff is on the lookout for a new opportunity for some quick cash.

One breezy Tuesday afternoon, Jeff’s wife calls him while he’s on the job and tells him she needs a ride to the casino because her car won’t start. Not wanting to make her angry, Jeff grudgingly picks her up on the way to his next towing job.

The drive to the customer isn’t a long one, but it feels like an eternity for Jeff as he and his wife nag and complain with each other, as they often do. When they arrive, Jeff tells his wife to stay in the truck while he hitches up the car, but she follows him out, anyway. The customer just stares awkwardly as the two go at it as if he’s not even there.

Jeff is becoming so irate that he’s no longer paying much attention to what he’s doing. Without realizing it, he does not properly secure the attachment to the car. After using his tow truck’s arm to hoist the car up onto its rear wheels, Jeff finally notices that he’s been arguing with his wife in front of a customer.

Embarrassed, he beckons his wife to come around behind the truck with him for a moment to quietly finish the matter.

While the couple attempts to end their argument, the improperly attached car comes unhinged and rolls backward. Before they can react, the two are bowled over by the car’s weight and momentum.

When Jeff comes to, he notices that his arm might be broken and his wife is completely unresponsive and she’s rushed to the emergency room.

Jeff thinks he might be able to figure out a way to sue his employer for this accident… and he smiles with devious delight.

Tow Truck Insurance Cleveland Ohio – Call Today!

Be sure to check out next week’s article to find out what Jeff does next, and how understanding the language of a policy would affect the outcome.

Or you can call the knowledgeable agents at Pathway Insurance today for more questions about Ohio Tow Truck Insurance.

Call 1-800-998-0662 Monday through Friday 9:00 AM to 5:30 PM (EST). We will shop the market for you to find the best coverage options being offered on Tow Truck Insurance in Cleveland Ohio.

We also offer Ohio Tow Truck Insurance in the following areas:

Columbus Ohio Tow Truck Insurance
Akron Ohio Tow Truck Insurance
Cincinnati Ohio Tow Truck Insurance
Tow Truck Insurance Hamilton Ohio