Tow Truck Insurance Middletown Ohio

Tow Truck Insurance Middletown Ohio – Call Us Today!

Tow Truck Insurance Middletown OhioIf you happen to be searching for Tow Truck Insurance in Middletown Ohio and the nearby areas your search is over!

Pathway Insurance is a leading insurance agency in Ohio, and because we are an independent agency we have the tools and knowledge to help business owners like you find the coverage and rates they need on Tow Truck Insurance in Ohio. 

Call us today at 800-998-0662 to speak with one of our licensed agents. We are available to answer any and all questions you may have about your insurance needs. 

Tow Truck Insurance Middletown Ohio – Exclusions of Coverage. 

In keeping with our theme, this week’s article will once again focus on exclusions of coverage. To refresh your memory, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be approved by the insurance company.

And because we can’t stress this enough, we’d like to state yet again that the best advice we can give when it comes to exclusions of coverage is to read your policy very carefully

It really is the most effective way to fully understand what is but even more importantly not covered on your Ohio Tow Truck Insurance policy so that you aren’t caught off guard in the future. 

Let’s continue our claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage.

Middletown Ohio Tow Truck Insurance – Coverage Scenario. 

Jeff Johannson , known around town for having won a hefty sum of money from a questionable lawsuit a few years back, is attempting to go to court once again. He and his wife were injured while Jeff was on the job as a tow truck driver, and Jeff sees an opportunity to score another big settlement from the situation.

When last we left Jeff, he had just filed a lawsuit against his employer, Walter’s Repair and Tow. To save money up front, he also decided to file Pro Se, meaning he will be representing himself instead of hiring a lawyer.

Not long after filing the suit, Jeff gets a phone call from the attorneys representing Walter’s insurance company. They tell Jeff that he simply has no grounds for a case, and that if he doesn’t drop the lawsuit then the attorneys will petition the judge for a Declaratory Judgment.

What is a Declaratory Judgment?  In next week’s final post we will consider that answer to that question and learn whether or not Jeff has any recourse for the injuries he and his wife sustained.

Tow Truck Insurance Middletown Ohio – Call Us Today!  

Do you have questions about exclusions in your own policy?  Call the experienced agents at Pathway Insurance today for answers to your questions about Ohio Tow Truck Insurance. 

You can reach us at 800-998-0662 Monday through Friday 9:00 AM to 5:30 PM (EST).

We will shop the market for you to find the best coverage options on Tow Truck Insurance in Middletown Ohio.  

We also offer Ohio Tow Truck Insurance in the following areas:

  • Cincinnati Tow Truck Insurance
  • Tow Truck Insurance Springboro Ohio
  • Dayton Ohio Tow Truck Insurance
  • Tow Truck Insurance Hamilton Ohio
  • Richmond Ohio Tow Truck Insurance

Tow Truck Insurance Cincinnati

Low Rates & Same Day Coverage – Tow Truck Insurance Cincinnati.

Tow Truck Insurance CincinnatiSearching for a great deal on Tow Truck Insurance in Cincinnati and the surrounding areas? If so contact Pathway Insurance at 513-662-7000 to speak with one of our licensed agents Monday through Friday 9 AM to 5:30 PM.

We offer competitive rates for brand-new tow companies and those in business for many years.

Pathway Insurance is leading independent agency offering a highly competitive program for Tow Truck Insurance in Ohio, Indiana, Michigan, Kentucky, Minnesota, Tennessee, Georgia, and Florida.

We are one of the only companies open seven days per week for Tow Truck Insurance Quotes.

If you find us on the weekend use our online system by clicking on Tow Truck Insurance Cincinnati and one of our licensed agents will get back with you up until 5:30 PM on the weekend.

Keep This in Mind When Shopping for Cincinnati Tow Truck Insurance:

You will get the best deal only through an independent agency like Pathway Insurance. A few companies sell tow truck insurance direct, however you need to keep in mind there isn’t a single insurance company that can offer the best rate for every circumstance and situation.

If you’re a brand-new company few insurance companies will offer quotes.

Why??

It’s for the simple reason you do not have a track record.  While it’s true that new business ventures are formed on a daily basis across United States for Tow Truck Companies, many insurance companies are looking for a historical record to see if you meet their underwriting guidelines.

If you lack a historical track record, many companies selling Tow Truck Insurance in Ohio will avoid your company until you have at least one to three years of business experience with continuous insurance and no lapse in coverage.

Tow Truck Insurance Cincinnati – Coverage for Startups and Well-Established Companies Available.

Don’t worry if you are a brand-new startup operation. We can help you find the coverage you need for your business.

Call 513-662-7000 or click on Tow Truck Insurance Cincinnati and one of our licensed agents will call you as soon as possible.  We are available up until 5:30 PM on the weekends.

You will not be able to reach a live agent Saturday or Sunday by telephone but must use our online system. (Our agents are on call on the weekends, but available.)

If you find our website on the weekends and you are not located in Cincinnati click on the below links for new quotes:

·        Tow Truck Insurance Hamilton Ohio

·        Harrison Ohio Tow Truck Insurance

·        Tow Truck Insurance Milford Ohio

·        Tow Truck Insurance Hillsboro Ohio

·        Newport Kentucky Tow Truck Insurance

·        Covington Kentucky Tow Truck Insurance

·        Tow Truck Insurance Florence Kentucky

·        Tow Truck Insurance Erlanger Kentucky

Tow Truck Insurance Cleveland Ohio

Tow Truck Insurance Cleveland Ohio – Call Today!

Tow Truck Insurance Cleveland Ohio

If you’re looking for Tow Truck Insurance in Cleveland Ohio and the nearby areas then you’ve come to the right place. 

Pathway Insurance, a leading independent agency in Ohio, has the tools and know-how to help you find the right coverage and best rates for Tow Truck Insurance in Ohio. 

Call us today at 1-800-998-0662 to speak with one of our licensed professionals. They’re here to answer any and all questions related to your insurance needs. 

Tow Truck Insurance Cleveland Ohio – Exclusions of Coverage. 

This week we’re continuing the exclusions of coverage theme. To recap, exclusions of coverage are specific situations pointed out in the language of an insurance policy for which coverage would not be granted by the insurance company. 

At Pathway Insurance, the best advice we can give you when it comes to exclusions of coverage is to read your policy very carefully

It is the best way to fully understand what is and is not covered on your Ohio Tow Truck Insurance policy. 

The following is a claims scenario to illustrate the importance of knowing your policy’s exclusions of coverage: 

Cleveland Ohio Tow Truck Insurance – Coverage Scenario. 

Jeff Johannson drives a tow truck for a company called Walter’s Repair and Tow. He’s known around town by many as a bit of a sleazy guy always trying to make a fast buck at the expense of others. 

This is largely due to the fact that a few years back Jeff won a fairly hefty sum of money in a controversial civil suit. Jeff claimed that he had injured himself after slipping on some spilled product in a grocery store, and sued the Mom and Pop business for damages. 

The owners of the store claimed Jeff had engineered the injury, but ultimately the court ruled in Jeff’s favor.

In the time since winning the case, Jeff’s eyes have been bigger than his wallet, and nearly all of the settlement money has dried up. Needless to say, Jeff is on the lookout for a new opportunity for some quick cash. 

One breezy Tuesday afternoon, Jeff’s wife calls him while he’s on the job and tells him she needs a ride to the casino because her car won’t start. Not wanting to make her angry, Jeff grudgingly picks her up on the way to his next towing job. 

The drive to the customer isn’t a long one, but it feels like an eternity for Jeff as he and his wife nag and complain with each other, as they often do. When they arrive, Jeff tells his wife to stay in the truck while he hitches up the car, but she follows him out, anyway. The customer just stares awkwardly as the two go at it as if he’s not even there. 

Jeff is becoming so irate that he’s no longer paying much attention to what he’s doing. Without realizing it, he does not properly secure the attachment to the car. After using his tow truck’s arm to hoist the car up onto its rear wheels, Jeff finally notices that he’s been arguing with his wife in front of a customer. 

Embarrassed, he beckons his wife to come around behind the truck with him for a moment to quietly finish the matter. 

While the couple attempts to end their argument, the improperly attached car comes unhinged and rolls backward. Before they can react, the two are bowled over by the car’s weight and momentum. 

When Jeff comes to, he notices that his arm might be broken and his wife is completely unresponsive and she’s rushed to the emergency room. 

Jeff thinks he might be able to figure out a way to sue his employer for this accident… and he smiles with devious delight. 

Tow Truck Insurance Cleveland Ohio – Call Today!  

Be sure to check out next week’s article to find out what Jeff does next, and how understanding the language of a policy would affect the outcome.  

Or you can call the knowledgeable agents at Pathway Insurance today for more questions about Ohio Tow Truck Insurance. 

Call 1-800-998-0662 Monday through Friday 9:00 AM to 5:30 PM (EST). We will shop the market for you to find the best coverage options on Tow Truck Insurance in Cleveland Ohio.  

We also offer Ohio Tow Truck Insurance in the following areas: 

  • Columbus Ohio Tow Truck Insurance
  • Akron Ohio Tow Truck Insurance
  • Cincinnati Ohio Tow Truck Insurance
  • Tow Truck Insurance Hamilton Ohio