Great Rates on Tow Truck Insurance Tampa Fl, One Call or Click Away!
Call Pathway Insurance when you’re looking for great rates on Tow Truck Insurance in Tampa Florida and the surrounding areas.
Pathway insurance is a leading independent agency offering Tow Truck Insurance in Florida, Georgia, Tennessee, Kentucky, Indiana, Ohio, Minnesota, and Michigan.
Don’t Forget This Important Coverage When Shopping for Florida Tow Truck Insurance.
Garagekeepers coverage is an important option that is not included on the Florida Commercial Auto Insurance Policy.
Garagekeepers coverage is an endorsement or extra coverage form that must be added to your overall commercial insurance protection.
Companies that may want to purchase this coverage include towing companies, garages offering auto repair work and body shops, service stations, restaurants and hotels with valet parking, parking lots, and special event operations with valet parking, car washes, and any other type of operation which allows customers to leave their cars with them for a fee.
When vehicles are left in your custody, the customer has the reasonable expectation that their vehicle will be returned in at least the same condition as when it was left.
Garagekeepers coverage extends coverage to the business for many types of perils.
Tow Truck Insurance Tampa Fl – What Is Covered by Florida Garage Keepers Insurance?
Please note how one policy reads:
We will pay all sums the “insured” legally must pay as damages for “loss” to a “customer’s auto” or “customer’s auto” equipment left in the “insured’s” care while the “insured” is attending, servicing, repairing, parking or storing it in your “auto dealer operations” under:
Comprehensive Coverage – From any cause except: (a) The “customer’s auto’s” collision with another object; or (b) The “customer’s auto’s” overturn.
Specified Causes Of Loss Coverage – Caused by: (a) Fire, lightning or explosion; (b) Theft; or (c) Mischief or vandalism.
Collision Coverage – Caused by: (a) The “customer’s auto’s” collision with another object; or (b) The “customer’s auto’s” overturn.
There sometimes is a bit of confusion about Comprehensive Coverage and Specified Causes of Loss Coverage.
You need to purchase one or the other when you purchase Garage Keepers Insurance; you do not get both.
Specified Causes of Loss Coverage is obviously less expensive because it covers fewer things.
What’s tricky about Specified Causes of Loss Coverage is that the named perils can be different between companies.
You might notice that collision with an animal is missing under the above listed Specified Causes of Loss Coverage form.
Some companies cover collision with an animal, while other companies do not.
It’s super important to understand what is covered by your policy as you’re shopping for Tow Truck Insurance in Tampa Florida.
One of our agents can help you choose a coverage that you feel is best for your circumstances.
Tow Truck Insurance Tampa Fl – Call Us Today for Quotes and Same Day Coverage.
As a leading independent agency in Tampa Florida we can help you find the Florida Commercial Truck Insurance you need for your business.
Our online agents are available up until 5:30 PM on the weekend so get a quote right now.
We also offer tow truck insurance in the following local areas:
- Tow Truck Insurance Brandon Florida
- St Petersburg Florida Tow Truck Insurance
- Tow Truck Insurance Clearwater Florida
- Tow Truck Insurance Palm Harbor Florida
- Largo Florida Tow Truck Insurance