Tow Truck Insurance Fort Worth Tx

Tow Truck Insurance Fort Worth Tx – Call Now!

Tow Truck Insurance Fort Worth TxFor the best rates and service on Tow Truck Insurance in Fort Worth Tx and the nearby areas call Pathway Insurance.

You can reach us Monday through Friday toll free at 800-998-0662 to speak with one of our experienced agents, or submit your information online by clicking on Fort Worth Tx Tow Truck Insurance.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Fort Worth, Dallas, San Antonio, Austin, Houston, and all over the State of Texas.

Tow Truck Insurance Fort Worth Texas – Know Your Coverage Part 3.

In our last two articles we discussed the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is, once again, to read it thoroughly.

Let’s now return to our imagined scenario for the conclusion that will illustrate the importance of understanding your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued.

When we last saw Jethro and Linda, they had just been through an auto accident on their way home from a boating trip. You’ll recall that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks.

Because he purchased On Hook Coverage for all of his tow trucks, he assumed everything would be fine.

After the accident, Jethro files an insurance claim for the damage to his boat on his commercial auto policy because he has a $5,000 deductible on his boat policy but a zero dollar deductible on his commercial auto policy.

A few weeks later Jethro receives a letter from his insurance company denying the insurance claim!

Included within the letter is the reason for the claim denial:

“Towed Auto” or “watercraft” means an “auto” or “watercraft” not owned by or registered to “you” while it is being moved by “your” covered “auto”. “Towed auto” or “watercraft” also means an “auto” or “watercraft” when it is moved from the place where “you” accept it for movement by or on “your” covered “auto”, until such time as it is moved to the place where it is finally delivered by “you”. 

Jethro’s eyes lock onto one phrase in particular: “watercraft” not owned by or registered to “you.”

Simply put, the insurance company is not obligated to pay for the damage to the boat because it was owned by Jethro at the time of the accident.

Jethro is naturally a bit upset. He had previously called his agent (who wasn’t in at the time) but spoke with the secretary who assured him that his On Hook coverage would cover him when towing watercraft.

Why did the secretary tell him he was covered when he clearly was not?  We will consider this in our next post.

Tow Truck Insurance Fort Worth Tx – Call Today!

Commercial truck insurance is a bit more complicated than you might think so taking the time to understand your coverage is a very good idea.

Pathway Insurance can help you find the policy that’s right for you and your business.

Call us today toll free at 800-998-0662 to speak with one of our insurance agents, or click Tow Truck Insurance in Fort Worth Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Laredo Texas
  • Lubbock Texas Tow Truck Insurance
  • Tow Truck Insurance Garland Texas
  • Irving Texas Tow Truck Insurance
  • Tow Truck Insurance Amarillo Texas

Austin Texas Tow Truck Insurance

Austin Texas Tow Truck Insurance – Great Rates!

Austin Texas Tow Truck InsuranceCall Pathway insurance when you’re looking for the best rates on Tow Truck Insurance in Austin Texas and the surrounding areas.

You can reach us toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Or, get started now by clicking on Austin Texas Tow Truck Insurance to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Austin, Dallas, San Antonio, Houston, and all over the State of Texas.

Austin Texas Tow Truck Insurance – Know Your Coverage Part 2.

In our last article we talked about the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is to read it carefully.

Now let’s return to our imagined scenario that highlights the importance of knowing your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued

When we last saw Jethro and Linda, they were about to leave for their boating trip. They had just purchased a new Sea Ray 280 SLX boat but couldn’t realistically pull it with their sedan.

To solve this problem, Jethro brought home one of his company tow trucks and hitched the boat to that instead. Before leaving, Jethro double-checked with his insurance agent’s secretary that his tow truck insurance covers pulling watercraft.

Boating on the Choke Canyon Reservoir is everything they hoped it would be. After a long day of sun-bathing on deck and swimming in the refreshing lake water, Jethro and Linda hitch their boat back up to the tow truck and head for home.

About half way through the drive home, the two are happily recounting all the exciting things they did that day, how they can’t wait to go back, and how nice their new boat is.

All that excitement has tired Jethro out, though. His head droops and eyes close for just a moment, but that’s all it takes for him to drift into the opposite lane. Linda’s shriek jolts him awake in time to swerve back into his lane before colliding head-on with an oncoming car, but the sudden movement lurches the big boat just enough that it starts to tip to one side.

The couple is powerless to stop their brand new 280 SLX from wrenching free from its trailer and falling hard onto its side.

They get out of their truck to assess the damage. Their brand new boat is beat up pretty good.

Jethro has a $5,000 deductible on his boat policy but a zero dollar deductible on his tow truck policy for On Hook claims, so he thinks it would be cheaper to turn the claim in on his commercial policy. And that is exactly what he does.

Will there be any issues with filing an On Hook claim through his commercial auto insurance policy?

Tune in next time to find out.

Austin Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the policy that’s right for you and help you understand your coverage.

Call us today at 800-998-0662 toll free to speak with one of our licensed agents, or click Tow Truck Insurance in Austin Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Fort Worth Texas
  • El Paso Texas Tow Truck Insurance
  • Tow Truck Insurance Arlington Texas
  • Corpus Christi Texas Tow Truck Insurance
  • Tow Truck Insurance Plano Texas