Tow Truck Insurance Laredo Texas

Tow Truck Insurance Laredo Texas – We Are The Truck Insurance Specialists!

Tow Truck Insurance Laredo TexasCall Pathway Insurance today at 800-998-0662 when you’re hunting for great prices and coverage on Tow Truck Insurance in Laredo Texas or the surrounding areas.

All you need to do to start your free quote is click on Tow Truck Insurance Laredo Texas and fill out our simple online form available 24/7.

Keep this in mind as you are shopping for Tow Truck Insurance in Texas — it doesn’t cover every sort of claim event so it is super important to read your policy so you understand what is, covered, and most importantly what isn’t covered!

Another important step is to make sure you set your policy up right in the first place. We are going to continue a conversation we started in our last post about our fictitious backyard mechanic named Billy Sandwichshort. 

Tow Truck Insurance Laredo Tx – Claims Scenario-Part Two. 

In our last article we were introduced to a back yard mechanic named Billy Sandwichshort.

You’ll recall that after a couple years of saving Billy purchased a used Ford F250 rigged with a tow kit to offer a towing service along with his repair service, but his insurance agent informed Billy that their agency does not insure trucks for business operations.

He recommended that Billy look around for a company that will do so.

Billy calls up another insurance provider that offers commercial policies and tells them he needs insurance for his truck.

It does not occur to Billy to inform this new agency that he will be using the truck to tow vehicles for his back yard repair service.

The new agent sets Billy up with a personal auto policy, and before long Billy is towing customers’ cars and raking in lots of new business.

A few weeks later, Billy drives off to pick up one of his customers’ broken down cars. He hitches the car to his truck and sets off for his back yard shop.

Because he is singing along to a catchy tune on the radio, Billy does not notice a large armadillo crossing the road in front of him until he’s almost upon it.

At the last moment Billy reacts and impulsively swerves to avoid the animal (which can be more dangerous than simply hitting the animal) and manages to dodge it. The sudden swerve is enough, however, to cause the car he is towing behind him to swing.

The momentum of the swinging car pulls Billy partially off the road. The back end of the car smashes into a telephone pole, breaking the bumper and tail light and damaging the rear axle.

Billy’s Ford hits a concrete retaining wall, resulting in significant damage to the truck’s front end.

What does this mean, given Billy’s new insurance coverage? Find out in our next article.

Laredo Tx Tow Truck Insurance – Call Today!

Don’t wait until something like this happens to you. Take action ahead of time by talking to the licensed agents of Pathway Insurance. We are here to answer your insurance questions and find the coverage that best suits your individual needs.

So give us a call today at 800-998-0662 to speak with our friendly and knowledgeable staff, or click Tow Truck Insurance in Laredo Texas to submit your information to us online any time.

Texas Tow Truck Insurance is also available in the following areas:

Tow Truck Insurance Plano Tx

Tow Truck Insurance Plano Tx – Call Now for Great Rates! 

Tow Truck Insurance Plano Tx

Are you searching for the best service and rates for Tow Truck Insurance in Plano and the surrounding areas? Then look no further than Pathway Insurance. 

At Pathway Insurance we provide top notch options for Tow Truck Insurance in Plano, Fort Worth, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

You can contact Pathway Insurance today toll free by dialing 800-998-0662 to talk to one of our experienced insurance agents. 

Alternatively, you can also contact us by clicking on Plano Texas Tow Truck Insurance to submit your information to us online 24 hours a day, 7 days a week. 

Some auto repair garages, or tow-only companies have a mistaken understanding about insurance – they think it covers everything! In reality insurance policies contain conditions and exclusions of coverage. 

Let’s consider another claims scenario right now. 

Tow Truck Insurance Plano Texas – Claims Scenario. 

Billy Sandwichshort is what you might call a back yard mechanic. He loves cars, and has always tinkered and dabbled with engines and car parts in his spare time. 

On occasion he would offer to take a stab at fixing his friends’ and relatives’ cars for them at no charge, and over the years started to get pretty decent at it. 

As he started spending more and more time doing car repair, he decided to start charging for it and treating it like a part time job. Though business was steady, Billy noticed that he would often lose potential customers to established repair shops as they offered their own towing service to get the broken down cars to their location. 

After a couple years of saving, Billy goes out and purchases a used Ford F250 with a tow kit so he can pick up smaller vehicles. 

He calls up his insurance agent to add his new truck to his personal car insurance policy. His agent asks Billy what he is going to do with his new truck and Billy honestly answers “I’m going to tow small vehicles to work on them at my house.” 

Billy’s agent explains, “Billy you need to buy a commercial auto policy because a regular car policy will not cover you. Also, did you say you are fixing cars at your house?  If so you need to get a business policy for that, too. Unfortunately we don’t sell those types of policies. Let me get you a recommendation to another agent.” 

Billy calls the other agent and gets a BIG premium shock! 

Wow, he did not expect his insurance rates to go up by 5 times for a small tow truck. Billy can’t afford that, but just then he sees a commercial on TV. He calls them for a car insurance quote and doesn’t think it’s important to tell them about how he is going to use his vehicle.

To be continued in our next article. 

Tow Truck Insurance Plano Tx – Call or Click Today! 

We can help you get a great deal on Tow Truck Insurance in Plano Texas or any of the surrounding areas. Why not call us right now? 

Our office number is 800-998-0662 or you can use our convenient online submission system to send us your request for quotes 24 hours per day by clicking on this link: Tow Truck Insurance Plano Texas

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Laredo Texas
  • Lubbock Texas Tow Truck Insurance
  • Tow Truck Insurance Garland Texas
  • Irving Texas Tow Truck Insurance
  • Tow Truck Insurance Mesquite Texas

Austin Texas Tow Truck Insurance

Austin Texas Tow Truck Insurance – Great Rates!

Austin Texas Tow Truck InsuranceCall Pathway insurance when you’re looking for the best rates on Tow Truck Insurance in Austin Texas and the surrounding areas.

You can reach us toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Or, get started now by clicking on Austin Texas Tow Truck Insurance to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Austin, Dallas, San Antonio, Houston, and all over the State of Texas.

Austin Texas Tow Truck Insurance – Know Your Coverage Part 2.

In our last article we talked about the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is to read it carefully.

Now let’s return to our imagined scenario that highlights the importance of knowing your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued

When we last saw Jethro and Linda, they were about to leave for their boating trip. They had just purchased a new Sea Ray 280 SLX boat but couldn’t realistically pull it with their sedan.

To solve this problem, Jethro brought home one of his company tow trucks and hitched the boat to that instead. Before leaving, Jethro double-checked with his insurance agent’s secretary that his tow truck insurance covers pulling watercraft.

Boating on the Choke Canyon Reservoir is everything they hoped it would be. After a long day of sun-bathing on deck and swimming in the refreshing lake water, Jethro and Linda hitch their boat back up to the tow truck and head for home.

About half way through the drive home, the two are happily recounting all the exciting things they did that day, how they can’t wait to go back, and how nice their new boat is.

All that excitement has tired Jethro out, though. His head droops and eyes close for just a moment, but that’s all it takes for him to drift into the opposite lane. Linda’s shriek jolts him awake in time to swerve back into his lane before colliding head-on with an oncoming car, but the sudden movement lurches the big boat just enough that it starts to tip to one side.

The couple is powerless to stop their brand new 280 SLX from wrenching free from its trailer and falling hard onto its side.

They get out of their truck to assess the damage. Their brand new boat is beat up pretty good.

Jethro has a $5,000 deductible on his boat policy but a zero dollar deductible on his tow truck policy for On Hook claims, so he thinks it would be cheaper to turn the claim in on his commercial policy. And that is exactly what he does.

Will there be any issues with filing an On Hook claim through his commercial auto insurance policy?

Tune in next time to find out.

Austin Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the policy that’s right for you and help you understand your coverage.

Call us today at 800-998-0662 toll free to speak with one of our licensed agents, or click Tow Truck Insurance in Austin Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Fort Worth Texas
  • El Paso Texas Tow Truck Insurance
  • Tow Truck Insurance Arlington Texas
  • Corpus Christi Texas Tow Truck Insurance
  • Tow Truck Insurance Plano Texas