Tow Truck Insurance Plano Tx

Tow Truck Insurance Plano Tx – Call Now for Great Rates! 

Tow Truck Insurance Plano Tx

Are you searching for the best service and rates for Tow Truck Insurance in Plano and the surrounding areas? Then look no further than Pathway Insurance. 

At Pathway Insurance we provide top notch options for Tow Truck Insurance in Plano, Fort Worth, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

You can contact Pathway Insurance today toll free by dialing 800-998-0662 to talk to one of our experienced insurance agents. 

Alternatively, you can also contact us by clicking on Plano Texas Tow Truck Insurance to submit your information to us online 24 hours a day, 7 days a week. 

Some auto repair garages, or tow-only companies have a mistaken understanding about insurance – they think it covers everything! In reality insurance policies contain conditions and exclusions of coverage. 

Let’s consider another claims scenario right now. 

Tow Truck Insurance Plano Texas – Claims Scenario. 

Billy Sandwichshort is what you might call a back yard mechanic. He loves cars, and has always tinkered and dabbled with engines and car parts in his spare time. 

On occasion he would offer to take a stab at fixing his friends’ and relatives’ cars for them at no charge, and over the years started to get pretty decent at it. 

As he started spending more and more time doing car repair, he decided to start charging for it and treating it like a part time job. Though business was steady, Billy noticed that he would often lose potential customers to established repair shops as they offered their own towing service to get the broken down cars to their location. 

After a couple years of saving, Billy goes out and purchases a used Ford F250 with a tow kit so he can pick up smaller vehicles. 

He calls up his insurance agent to add his new truck to his personal car insurance policy. His agent asks Billy what he is going to do with his new truck and Billy honestly answers “I’m going to tow small vehicles to work on them at my house.” 

Billy’s agent explains, “Billy you need to buy a commercial auto policy because a regular car policy will not cover you. Also, did you say you are fixing cars at your house?  If so you need to get a business policy for that, too. Unfortunately we don’t sell those types of policies. Let me get you a recommendation to another agent.” 

Billy calls the other agent and gets a BIG premium shock! 

Wow, he did not expect his insurance rates to go up by 5 times for a small tow truck. Billy can’t afford that, but just then he sees a commercial on TV. He calls them for a car insurance quote and doesn’t think it’s important to tell them about how he is going to use his vehicle.

To be continued in our next article. 

Tow Truck Insurance Plano Tx – Call or Click Today! 

We can help you get a great deal on Tow Truck Insurance in Plano Texas or any of the surrounding areas. Why not call us right now? 

Our office number is 800-998-0662 or you can use our convenient online submission system to send us your request for quotes 24 hours per day by clicking on this link: Tow Truck Insurance Plano Texas

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Laredo Texas
  • Lubbock Texas Tow Truck Insurance
  • Tow Truck Insurance Garland Texas
  • Irving Texas Tow Truck Insurance
  • Tow Truck Insurance Mesquite Texas

Tow Truck Insurance Corpus Christi Tx

Tow Truck Insurance Corpus Christi Tx – Big Discounts Available!

Tow Truck Insurance Corpus Christi TxLooking for great rates and service on Tow Truck Insurance in Corpus Christi and the surrounding areas? Then you have found the right company. 

Call Pathway Insurance today at 800-998-0662 to speak with one of our licensed insurance agents. 

If you prefer, you can also click on Corpus Christi Texas Tow Truck Insurance to request  quotes and information twenty four hours per day! 

At Pathway Insurance we offer excellent options for Tow Truck Insurance in Corpus Christi, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

Tow Truck Insurance Corpus Christi Texas – Know Your Coverage! 

Whether you operate an established towing business or are just getting your feet wet, it is important to know and understand your Texas Commercial Auto Insurance Policy. 

Knowing your policy means understanding what sorts of claims and actions fall under the policy’s protection and what sorts do not. 

Sometimes the coverage provided or not provided is not as easy to understand as you might imagine. 

What you might assume is covered by your Texas Commercial Auto Insurance coverage may actually be covered under a Garagekeepers Legal Liability policy or a Storage Location Insurance policy.

We recommend two steps when shopping for Tow Truck Insurance in Corpus Christi Texas: 

1.     Provide as much information as possible to us when seeking tow truck insurance quotes. 

2.     Read your commercial truck insurance policy carefully as soon as it arrives in the mail!

Naturally if you have questions as you’re reading your commercial truck insurance policy we are here to help. 

Over the next few posts we will examine a few claims scenarios that highlight how this knowledge or lack thereof can affect your business and burn a hole through your wallet financially. (That’s a bad thing) 

Tow Truck Insurance Corpus Christi Tx – Big Savings Available! 

Call us today at 800-998-0662 Monday through Friday 9:00 AM to 5:30 PM to speak with one of our trucking specialists. 

If you find our website after hours or it’s on the weekend click Tow Truck Insurance in Corpus Christi Texas to submit your information to us 24 hours per day seven days per week. 

Texas Tow Truck Insurance is also available in the following areas: 

  • Tow Truck Insurance Grand Prairie Texas
  • Brownsville Texas Tow Truck Insurance
  • Tow Truck Insurance McKinney Texas
  • Frisco Texas Tow Truck Insurance
  • Tow Truck Insurance Pasadena Texas

Tow Truck Insurance Arlington Tx

Tow Truck Insurance Arlington Tx – Super Low Rates – Call Now!

Tow Truck Insurance Arlington TxIf competitive rates on Tow Truck Insurance in Arlington and the nearby areas are what you seek you have come to the right place! 

Give us a call at 800-998-0662 MondayFriday 9:00 AM to 5:30 PM to talk to one of our courteous agents today. 

Alternatively, you can send us your information online 24/7 by clicking on Arlington Texas Tow Truck Insurance

At Pathway Insurance we offer competitive rates on Tow Truck Insurance in Arlington, San Antonio, Dallas, Austin, Houston, and all over the State of Texas. 

Tow Truck Insurance Arlington Texas – Know Your Coverage Part 4.

In our last three articles we’ve been discussing the importance of understanding your Texas Tow Truck Insurance policy, and as we’ve said each time, the best way to understand your policy is to read it carefully

Why don’t we return one last time to our claim scenario for the final illustration of the importance of understanding what your policy covers and more importantly what it doesn’t cover. 

Tow Truck Insurance Texas – Coverage Scenario Concluded.

Jethro and Linda have been through an auto accident on their way home from a boating trip. 

You’ll remember that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks that he owns for his towing business. 

You may recall that his claim was denied. Jethro was upset about this because prior to leaving for his trip he had called and spoken with his insurance agent’s secretary who had assured him that his On-Hook coverage would cover him when towing watercraft. 

Why did the secretary tell him he was covered when he clearly was not? 

When Jethro asked the secretary whether he would be covered by his On-Hook Coverage for towing a boat, he did not specify to her that it would be his boat being towed, and that made all the difference because of the following policy clause: 

“Watercraft” not owned by or registered to “you.” 

Jethro was still able to get the claim covered under his boat insurance policy, but he had to fork over $5,000 for his deductible. 

There are two lessons that can be learned here:

1. Always read your policy, and

2. Always provide as much information to your insurance provider as possible. 

Tow Truck Insurance Arlington Tx – Call Today! 

You can avoid situations like this with a proper understanding of your coverage when shopping for Tow Truck Insurance in Arlington Texas and the surrounding areas.  

Why not speak with the agents at Pathway Insurance to discuss your business insurance needs? 

Call us at 800-998-0662 to speak with one of our agents, or click on Tow Truck Insurance in Arlington Texas 24/7 to submit your request for quotes and information. 

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Grand Prairie Texas
  • Brownsville Texas Tow Truck Insurance
  • Tow Truck Insurance McKinney Texas
  • Frisco Texas Tow Truck Insurance
  • Tow Truck Insurance Pasadena Texas

Tow Truck Insurance Fort Worth Tx

Tow Truck Insurance Fort Worth Tx – Call Now!

Tow Truck Insurance Fort Worth TxFor the best rates and service on Tow Truck Insurance in Fort Worth Tx and the nearby areas call Pathway Insurance.

You can reach us Monday through Friday toll free at 800-998-0662 to speak with one of our experienced agents, or submit your information online by clicking on Fort Worth Tx Tow Truck Insurance.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Fort Worth, Dallas, San Antonio, Austin, Houston, and all over the State of Texas.

Tow Truck Insurance Fort Worth Texas – Know Your Coverage Part 3.

In our last two articles we discussed the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is, once again, to read it thoroughly.

Let’s now return to our imagined scenario for the conclusion that will illustrate the importance of understanding your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued.

When we last saw Jethro and Linda, they had just been through an auto accident on their way home from a boating trip. You’ll recall that they had just purchased a new boat but did not want to use their personal vehicles to pull their new watercraft. Instead, Jethro decided to use one of his tow trucks.

Because he purchased On Hook Coverage for all of his tow trucks, he assumed everything would be fine.

After the accident, Jethro files an insurance claim for the damage to his boat on his commercial auto policy because he has a $5,000 deductible on his boat policy but a zero dollar deductible on his commercial auto policy.

A few weeks later Jethro receives a letter from his insurance company denying the insurance claim!

Included within the letter is the reason for the claim denial:

“Towed Auto” or “watercraft” means an “auto” or “watercraft” not owned by or registered to “you” while it is being moved by “your” covered “auto”. “Towed auto” or “watercraft” also means an “auto” or “watercraft” when it is moved from the place where “you” accept it for movement by or on “your” covered “auto”, until such time as it is moved to the place where it is finally delivered by “you”. 

Jethro’s eyes lock onto one phrase in particular: “watercraft” not owned by or registered to “you.”

Simply put, the insurance company is not obligated to pay for the damage to the boat because it was owned by Jethro at the time of the accident.

Jethro is naturally a bit upset. He had previously called his agent (who wasn’t in at the time) but spoke with the secretary who assured him that his On Hook coverage would cover him when towing watercraft.

Why did the secretary tell him he was covered when he clearly was not?  We will consider this in our next post.

Tow Truck Insurance Fort Worth Tx – Call Today!

Commercial truck insurance is a bit more complicated than you might think so taking the time to understand your coverage is a very good idea.

Pathway Insurance can help you find the policy that’s right for you and your business.

Call us today toll free at 800-998-0662 to speak with one of our insurance agents, or click Tow Truck Insurance in Fort Worth Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Laredo Texas
  • Lubbock Texas Tow Truck Insurance
  • Tow Truck Insurance Garland Texas
  • Irving Texas Tow Truck Insurance
  • Tow Truck Insurance Amarillo Texas

Austin Texas Tow Truck Insurance

Austin Texas Tow Truck Insurance – Great Rates!

Austin Texas Tow Truck InsuranceCall Pathway insurance when you’re looking for the best rates on Tow Truck Insurance in Austin Texas and the surrounding areas.

You can reach us toll free at 800-998-0662 to speak with one of our licensed insurance agents today. Or, get started now by clicking on Austin Texas Tow Truck Insurance to submit your information online.

Pathway Insurance offers competitive rates on Tow Truck Insurance in Austin, Dallas, San Antonio, Houston, and all over the State of Texas.

Austin Texas Tow Truck Insurance – Know Your Coverage Part 2.

In our last article we talked about the importance of understanding your Texas Tow Truck Insurance policy, and how the best way to understand your policy is to read it carefully.

Now let’s return to our imagined scenario that highlights the importance of knowing your policy.

Tow Truck Insurance Texas – Coverage Scenario Continued

When we last saw Jethro and Linda, they were about to leave for their boating trip. They had just purchased a new Sea Ray 280 SLX boat but couldn’t realistically pull it with their sedan.

To solve this problem, Jethro brought home one of his company tow trucks and hitched the boat to that instead. Before leaving, Jethro double-checked with his insurance agent’s secretary that his tow truck insurance covers pulling watercraft.

Boating on the Choke Canyon Reservoir is everything they hoped it would be. After a long day of sun-bathing on deck and swimming in the refreshing lake water, Jethro and Linda hitch their boat back up to the tow truck and head for home.

About half way through the drive home, the two are happily recounting all the exciting things they did that day, how they can’t wait to go back, and how nice their new boat is.

All that excitement has tired Jethro out, though. His head droops and eyes close for just a moment, but that’s all it takes for him to drift into the opposite lane. Linda’s shriek jolts him awake in time to swerve back into his lane before colliding head-on with an oncoming car, but the sudden movement lurches the big boat just enough that it starts to tip to one side.

The couple is powerless to stop their brand new 280 SLX from wrenching free from its trailer and falling hard onto its side.

They get out of their truck to assess the damage. Their brand new boat is beat up pretty good.

Jethro has a $5,000 deductible on his boat policy but a zero dollar deductible on his tow truck policy for On Hook claims, so he thinks it would be cheaper to turn the claim in on his commercial policy. And that is exactly what he does.

Will there be any issues with filing an On Hook claim through his commercial auto insurance policy?

Tune in next time to find out.

Austin Texas Tow Truck Insurance – Call Today!

The agents at Pathway Insurance are here to help you find the policy that’s right for you and help you understand your coverage.

Call us today at 800-998-0662 toll free to speak with one of our licensed agents, or click Tow Truck Insurance in Austin Texas to submit your information to us online.

Texas Tow Truck Insurance is also available in the following areas:

  • Tow Truck Insurance Fort Worth Texas
  • El Paso Texas Tow Truck Insurance
  • Tow Truck Insurance Arlington Texas
  • Corpus Christi Texas Tow Truck Insurance
  • Tow Truck Insurance Plano Texas